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About This Home

This 4-bedroom, 4-bathroom single family at 4545 Split Rail Way in Guild, TN is listed for $1,680,000 ($401 per sqft). Built in 2025, the home offers 4,185 sqft of living space on a 3.31 acres lot.

Agent Description

Welcome to 4545 Split Rail Way-a stunning custom-built retreat nestled on 3.31 private acres in the sought-after gated community of River Gorge Ranch. With 4 bedrooms, 3.5 bathrooms, and over 4,185 finished square feet, this home offers the perfect blend of space, craftsmanship, and mountain serenity.

From the moment you arrive, you'll be captivated by the peaceful surroundings, expansive views, and timeless design. The spacious floor plan features soaring ceilings, a gourmet kitchen with high-end finishes, and multiple living and entertaining areas that flow seamlessly for everyday comfort and upscale gatherings.

The primary suite is a luxurious escape, complete with a spa-like bathroom, walk-in closets, and tranquil views of the natural landscape. Upstairs and downstairs, you'll find generously sized bedrooms, flex rooms, and ample storage. Downstairs, the massive 2,100 sq ft unfinished basement is a blank canvas-ready to become your ultimate home gym, media room, in-law suite, or all of the above.

Located in River Gorge Ranch, residents enjoy access to community amenities, walking trails, and the unmatched beauty of the Tennessee River Gorge just minutes from Chattanooga. This is more than a home-it's a lifestyle surrounded by nature, privacy, and elegance.

Enjoy peaceful mountain living with all the modern conveniences, plus a 3-car garage for extra storage and functionality. Located in one of the area's most sought-after gated communities, River Gorge Ranch offers breathtaking scenery, miles of hiking trails, community amenities, and a true sense of retreat-all just a short drive from Chattanooga. Don't miss your chance to own a piece of paradise in River Gorge Ranch! Owner/Agent-Personal Interest

Key Features

  • Built in 2025
  • 3.31 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2025

Amenities

FireplaceViewA/C

Monthly Cost Estimate

$9,960/mo

20% down · 6.5% · 30 years

Principal$1,215
Interest$7,280
Insurance$490
HOA$975

Estimates only. Actual payments may vary.

Location

4545 Split Rail Way

Guild, TN 37340

River Gorge Ranch

Features & Amenities

Interior Features

Breakfast RoomKitchen IslandPrimary DownstairsSeparate Dining RoomSeparate ShowerSoaking TubTub/shower ComboWalk-In Closet(s)

Exterior Features

Rain Gutters

Property Details

Flooring

TileVinyl

Construction

HardiPlank Type

Views

Valley

Pool Features

PorchPatio

Parking

OpenDriveway

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

Water HeaterMicrowaveFree-Standing Electric RangeDishwasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 4545 Split Rail Way is listed at $1,680,000 ($401/sqft). The estimated monthly payment is $8,255 based on 20% down at 6.5% interest.

HOA fees are $975/month.

Key features include: Built in 2025, 3.31 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Room, Kitchen Island, Primary Downstairs. Exterior Features: Rain Gutters.

This property is listed by Kelly K Jooma and can be reached at 4234328121 or Kelly@kellyjoomateam.com.

KJ

Kelly K Jooma

Agent at Zach Taylor - Chattanooga

(423) 432-8121

Listed by Zach Taylor - Chattanooga · View on Broker Site

MLS# 1516996· Source: listhub· Updated 318 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4545 Split Rail Way, Guild, TN 37340

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