About This Home

This 4-bedroom, 4-bathroom single family at 4545 Split Rail Way lot: #1142 in Guild, TN is listed for $1,680,000 ($401 per sqft). Built in 2025, the home offers 4,185 sqft of living space on a 3.31 acres lot.

Key Features

  • Built in 2025
  • 3.31 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
3-car garage
2025

Amenities

FireplaceViewA/C
Listing Description

Welcome to 4545 Split Rail Way-a stunning custom-built retreat nestled on 3.31 private acres in the sought-after gated community of River Gorge Ranch. With 4 bedrooms, 3.5 bathrooms, and over 4,185 finished square feet, this home offers the perfect blend of space, craftsmanship, and mountain serenity.

From the moment you arrive, you'll be captivated by the peaceful surroundings, expansive views, and timeless design. The spacious floor plan features soaring ceilings, a gourmet kitchen with high-end finishes, and multiple living and entertaining areas that flow seamlessly for everyday comfort and upscale gatherings.

The primary suite is a luxurious escape, complete with a spa-like bathroom, walk-in closets, and tranquil views of the natural landscape. Upstairs and downstairs, you'll find generously sized bedrooms, flex rooms, and ample storage. Downstairs, the massive 2,100 sq ft unfinished basement is a blank canvas-ready to become your ultimate home gym, media room, in-law suite, or all of the above.

Located in River Gorge Ranch, residents enjoy access to community amenities, walking trails, and the unmatched beauty of the Tennessee River Gorge just minutes from Chattanooga. This is more than a home-it's a lifestyle surrounded by nature, privacy, and elegance.

Enjoy peaceful mountain living with all the modern conveniences, plus a 3-car garage for extra storage and functionality. Located in one of the area's most sought-after gated communities, River Gorge Ranch offers breathtaking scenery, miles of hiking trails, community amenities, and a true sense of retreat-all just a short drive from Chattanooga. Don't miss your chance to own a piece of paradise in River Gorge Ranch! Owner/Agent-Personal Interest

Monthly Cost Estimate

$9,960/mo

20% down · 6.5% · 30 years

Principal$1,215
Interest$7,280
Insurance$490
HOA$975

Estimates only. Actual payments may vary.

Location

4545 Split Rail Way lot: #1142

Guild, TN 37340

River Gorge Ranch

Features & Amenities

Interior Features

Breakfast RoomKitchen IslandPrimary DownstairsSeparate Dining RoomSeparate ShowerSoaking TubTub/shower ComboWalk-In Closet(s)

Exterior Features

Rain Gutters

Property Details

Flooring

TileVinyl

Construction

HardiPlank Type

Views

Valley

Outdoor Features

PorchPatio

Parking

DrivewayOpen

Heating

CentralElectric (Heating)

Cooling

Central AirCeiling Fan(s)Electric

Appliances

Water HeaterMicrowaveFree-Standing Electric RangeDishwasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 4545 Split Rail Way lot: #1142 is listed at $1,680,000 ($401/sqft). The estimated monthly payment is $9,960 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $975/month.

Key features include: Built in 2025, 3.31 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Room, Kitchen Island, Primary Downstairs. Exterior Features: Rain Gutters.

This property is listed by Kelly K Jooma.

KJ

Kelly K Jooma

License 322307

Agent at Zach Taylor Real Estate

Listed by Zach Taylor Real Estate · Broker phone: (423) 451-6654 · View on Broker Site · Broker website

MLS# 1516996· Source: Greater Chattanooga Association of REALTORS· 466 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4545 Split Rail Way lot: #1142, Guild, TN 37340

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