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About This Home

This 5-bedroom, 4-bathroom single family at 4551 W Grand Key Loop in Destin, FL is listed for $1,049,000 ($367 per sqft). Built in 2010, the home offers 2,861 sqft of living space on a 0.03 acres lot.

Agent Description

Luxury Meets Opportunity in Crystal Beach with a $40,000 Buyer Credit! Seller is offering flexible 'use-any-way' funds that may be applied toward closing costs, interest rate buy-downs, renovations, furnishings, or personalized updates, creating a rare opportunity for buyers to customize this Destin beach home while reducing upfront expenses.

Welcome to 4551 Grand Key Loop, located in the highly sought-after gated community of Villages of Crystal Beach in Destin, Florida. Featuring the largest three-story floor plan in the neighborhood with approximately 2,890 square feet, this spacious home offers exceptional value and endless potential just minutes from the sugar white sands and emerald green waters of the Gulf Coast.

Opportunities to own one of the largest homes in Crystal Beach with this level of buyer incentive are rare.Designed for both entertaining and comfortable beach living, the home features soaring 9-foot ceilings, oversized 8-foot doors, impressive 8-inch baseboards, hardwood flooring, and 12x12 porcelain tile throughout the main living spaces.

The open-concept floor plan offers expansive gathering areas, oversized bedrooms, multiple living spaces, and covered porches on both the second and third floors, creating the perfect setting for hosting family and guests after a day at the beach. The kitchen is equipped with 42-inch raised-panel glazed wood cabinetry, stainless steel appliances, tile backsplash, generous prep space, and ample storage.

Additional highlights include two wet bars, including one in the spacious primary suite and another on the third level, along with an iPod-ready three-room sound system that enhances the home's entertainment appeal. Villages of Crystal Beach offers resort-style amenities including a spectacular 35,000-square-foot lagoon pool with waterfalls, zero-e

ntry access, tiki bar, hot tub, grilling area and complimentary beach shuttle service to Crystal Beach located just around 900 yards away. Whether you're searching for a primary residence or vacation home in Destin, this home offers exceptional space, location and potential in one of Destin's most desirable gated beach communities.

Key Features

  • Built in 2010
  • 0.03 acre lot
  • 3 stories
  • 2 parking spaces

Property Details

3 stories
4 full
2 spaces
2010

Amenities

A/C

Monthly Cost Estimate

$7,275/mo

20% down · 6.5% · 30 years

Principal$759
Interest$4,546
Insurance$306
HOA$1,665

Estimates only. Actual payments may vary.

Location

4551 W Grand Key Loop

Destin, FL 32541

VILLAGES OF CRYSTAL BEACH

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingOwner's ClosetPantrySplit BedroomWasher/Dryer HookupWet Bar

Property Details

Flooring

CarpetTile

Construction

Siding CmntFbrHrdBrd Trim Vinyl

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerMicrowaveOven Self CleaningRefrigeratorRefrigerator W/IceMkSmooth Stovetop RngeStove/Oven ElectricWarranty ProvidedWasherWater Heater - Elect

Questions & Answers

This 5-bedroom, 4-bathroom single family at 4551 W Grand Key Loop is listed at $1,049,000 ($367/sqft). The estimated monthly payment is $6,211 based on 20% down at 6.5% interest.

HOA fees are $1665/month.

Key features include: Built in 2010, 0.03 acre lot, 3 stories, 2 parking spaces. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Owner's Closet.

This property is listed by Louann Schultz and can be reached at 8504613717 or louann@theschultzteam.com.

LS

Louann Schultz

Agent at Coldwell Banker Realty

(850) 461-3717

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 1003805· Source: listhub· Updated 10 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4551 W Grand Key Loop, Destin, FL 32541

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