About This Home

This 3-bedroom, 1-bathroom single family at 458 N Library Street in Waterloo, IL is listed for $215,000 ($120 per sqft). Built in 1946, the home offers 1,797 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 1946
  • 0.20 acre lot
  • 2 stories
  • 1 parking spaces
  • Fireplace

Property Details

2 stories
1 full
1-car garage
1946

Amenities

FireplaceHardwoodA/C
Listing Description

If you've been looking for a home with space, updates, and a little something extra, this 1.5-story Waterloo home might be the one! Conveniently tucked just off Columbia Avenue near Gibault, you're close to Route 3, downtown Waterloo, and all the things you actually need without being right in the middle of everything.

Inside, the living room and kitchen flow together in an open layout that makes everyday life and entertaining a whole lot easier. The kitchen offers plenty of cabinet space, updated flooring, and appliances that were replaced in 2024 and 2025, so you can check "buy new appliances" off the list.

The spacious dining room gives you plenty of room to create a dining area, home office, play space, or whatever your household needs. Two bedrooms are located on the main level, including one with two large closets because apparently one closet just wasn't going to cut it.

A full bathroom on the main level was remodeled in 2022. Head upstairs to find new luxury vinyl plank flooring, a loft area, and an additional bedroom. Whether you need a quiet retreat, guest space, office, or simply somewhere to send the kids when they're being a little too loud, you've got options!

Outside, the fully fenced backyard offers plenty of room to enjoy the warmer months, There's also an attached one-car garage for parking and storage. And the big-ticket updates are already done: roof (2018), HVAC (2018), hot water heater (2017), kitchen appliances (2024 & 2025), bathroom remodel (2022), and living room windows replaced in June 2026. A convenient location, flexible living space, a fenced yard, and updates where they count. Come take a look and see if this Waterloo home checks your boxes!

Monthly Cost Estimate

$1,150/mo

20% down · 6.5% · 30 years

Principal$155
Interest$932
Insurance$63

Estimates only. Actual payments may vary.

Location

458 N Library Street

Waterloo, IL 62298

Not in a subdivision

Features & Amenities

Interior Features

Breakfast BarSeparate Dining

Property Details

Flooring

Hardwood

Construction

Vinyl Siding

Outdoor Features

PorchPatio

Parking

Off StreetDrivewayGarage

Heating

Natural GasForced Air

Cooling

ElectricCentral Air

Appliances

Gas Water HeaterDishwasherMicrowaveGas RangeGas OvenRefrigerator

Questions & Answers

This 3-bedroom, 1-bathroom single family at 458 N Library Street is listed at $215,000 ($120/sqft). The estimated monthly payment is $1,150 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1946, 0.20 acre lot, 2 stories, 1 parking spaces, Fireplace. Interior Features: Breakfast Bar, Separate Dining.

This property is listed by Monica Schmidt and can be reached at 6185679203.

MS

Monica Schmidt

Agent at eXp Realty

(618) 567-9203
Agent website

Listed by eXp Realty · Broker phone: (888) 574-9405 · View on Broker Site · Broker website

MLS# 26061589· Source: Mid America Regional Information Systems, Inc.· 3 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

458 N Library Street, Waterloo, IL 62298

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