# 458 N Library Street, Waterloo, IL 62298 > **TL;DR:** 3bd/1ba single family, $215,000 ($120/sqft), built 1946, 1,797 sqft. > Fireplace, Hardwood, A/C, 1-car garage. Est. $1,150/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $215,000 | | Price/sqft | $120 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,797 | | Year Built | 1946 | | Lot Size | 8,712 sqft (0.20 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,087 | | Estimated Insurance | $63 | | **Total** | **$1,150** | ## Nearby Schools - **Elementary:** WATERLOO DIST 5 - **Middle:** WATERLOO DIST 5 - **High:** Waterloo ## Key Amenities - Fireplace - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 1946 - 0.20 acre lot - 2 stories - 1 parking spaces - Fireplace ## Description ### Agent Description If you've been looking for a home with space, updates, and a little something extra, this 1.5-story Waterloo home might be the one! Conveniently tucked just off Columbia Avenue near Gibault, you're close to Route 3, downtown Waterloo, and all the things you actually need without being right in the middle of everything. Inside, the living room and kitchen flow together in an open layout that makes everyday life and entertaining a whole lot easier. The kitchen offers plenty of cabinet space, updated flooring, and appliances that were replaced in 2024 and 2025, so you can check "buy new appliances" off the list. The spacious dining room gives you plenty of room to create a dining area, home office, play space, or whatever your household needs. Two bedrooms are located on the main level, including one with two large closets because apparently one closet just wasn't going to cut it. A full bathroom on the main level was remodeled in 2022. Head upstairs to find new luxury vinyl plank flooring, a loft area, and an additional bedroom. Whether you need a quiet retreat, guest space, office, or simply somewhere to send the kids when they're being a little too loud, you've got options! Outside, the fully fenced backyard offers plenty of room to enjoy the warmer months, There's also an attached one-car garage for parking and storage. And the big-ticket updates are already done: roof (2018), HVAC (2018), hot water heater (2017), kitchen appliances (2024 & 2025), bathroom remodel (2022), and living room windows replaced in June 2026. A convenient location, flexible living space, a fenced yard, and updates where they count. Come take a look and see if this Waterloo home checks your boxes! ## Location - **Address:** 458 N Library Street, Waterloo, IL 62298 - **County:** Monroe - **Neighborhood:** Not in a subdivision - **Coordinates:** 38.342566, -90.154292 - **Google Maps:** https://www.google.com/maps?q=38.342566,-90.154292 ## Listing Agent - **Name:** Monica Schmidt - **Brokerage:** eXp Realty - **Phone:** 6185679203 - **Broker Phone:** (888) 574-9405 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/458-N-Library-St_Waterloo_IL_62298_M74329-82567?f=listhub&s=MARISMO&m=26061589&c=propsimple) ## Photos ![458 N Library Street - Photo 1](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f488615392r.jpg) ![458 N Library Street - Photo 2](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3812022053r.jpg) ![458 N Library Street - Photo 3](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3574877915r.jpg) ![458 N Library Street - Photo 4](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3650198279r.jpg) ![458 N Library Street - Photo 5](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3139234864r.jpg) ![458 N Library Street - Photo 6](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f1499211708r.jpg) ![458 N Library Street - Photo 7](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f1492690693r.jpg) ![458 N Library Street - Photo 8](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3136128629r.jpg) ![458 N Library Street - Photo 9](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3766419226r.jpg) ![458 N Library Street - Photo 10](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3821316894r.jpg) ![458 N Library Street - Photo 11](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2750959977r.jpg) ![458 N Library Street - Photo 12](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2244786642r.jpg) ![458 N Library Street - Photo 13](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2679685442r.jpg) ![458 N Library Street - Photo 14](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2423541360r.jpg) ![458 N Library Street - Photo 15](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2705462130r.jpg) ![458 N Library Street - Photo 16](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f1105055517r.jpg) ![458 N Library Street - Photo 17](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3112823948r.jpg) ![458 N Library Street - Photo 18](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2551041052r.jpg) ![458 N Library Street - Photo 19](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2675780621r.jpg) ![458 N Library Street - Photo 20](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f943594279r.jpg) ![458 N Library Street - Photo 21](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2527975127r.jpg) ![458 N Library Street - Photo 22](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f214673164r.jpg) ![458 N Library Street - Photo 23](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f3730579495r.jpg) ![458 N Library Street - Photo 24](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f2379269851r.jpg) ![458 N Library Street - Photo 25](http://lh.rdcpix.com/09f369ee7238f19169bdc1f57ea2bea7l-f1736334045r.jpg) --- **MLS#:** 26061589 | **Updated:** 2026-10-05 **Source:** listhub *Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/458-n-library-street-waterloo-il-62298-26061589) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/458-n-library-street-waterloo-il-62298-26061589#listing", "url": "https://www.propertysimple.ai/listing/458-n-library-street-waterloo-il-62298-26061589", "name": "458 N Library Street, Waterloo, IL 62298", "description": "If you've been looking for a home with space, updates, and a little something extra, this 1.5-story Waterloo home might be the one! Conveniently tucked just off Columbia Avenue near Gibault, you're close to Route 3, downtown Waterloo, and all the things you actually need without being right in the middle of everything. Inside, the living room and kitchen flow together in an open layout that makes everyday life and entertaining a whole lot easier. The kitchen offers plenty of cabinet space, updated flooring, and appliances that were replaced in 2024 and 2025, so you can check \"buy new appliances\" off the list. The spacious dining room gives you plenty of room to create a dining area, home office, play space, or whatever your household needs. Two bedrooms are located on the main level, including one with two large closets because apparently one closet just wasn't going to cut it. A full bathroom on the main level was remodeled in 2022. Head upstairs to find new luxury vinyl plank flooring, a loft area, and an additional bedroom. Whether you need a quiet retreat, guest space, office, or simply somewhere to send the kids when they're being a little too loud, you've got options! 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