About This Home

This 3-bedroom, 2-bathroom single family at 4589 N Grass Island Terrace in Hernando, FL is listed for $239,000 ($154 per sqft). Built in 2003, the home offers 1,557 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 2003
  • 0.20 acre lot
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full
2-car garage
2003

Amenities

WaterfrontA/CRV Parking
Listing Description

Discover Arbor Lakes, a private, gated 55+ lakeside community nestled along the beautiful Tsala Apopka Chain of Lakes, where peaceful surroundings, comfortable living, and an active Florida lifestyle come together. This inviting 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and a comfortable layout with plenty of space for its new owners.

The bright and airy kitchen features an abundance of cabinet space and a large pantry, making it both functional and inviting. An indoor laundry room adds everyday convenience, while the two-car garage provides plenty of room for parking and storage. Step outside and enjoy the nice screened-in back patio, the perfect spot to relax, unwind, and enjoy the peaceful surroundings.

Beyond the home, Arbor Lakes offers an array of amenities designed to make the most of the Florida lifestyle. Enjoy lakeside living with access to the lake for boating, along with a vibrant community center featuring an exercise room, billiards room, and pool.

Tennis and pickleball courts provide even more opportunities to stay active, enjoy the outdoors, and connect with neighbors. Residents enjoy a welcoming community atmosphere with opportunities to stay active and social, while being conveniently located near shopping, dining, medical facilities, entertainment, and more.

The community also offers easy access to Ocala and is just a short drive from the Shoppes at Black Diamond in Beverly Hills, making everyday conveniences and local attractions easily accessible. Come see why Arbor Lakes is a wonderful place to call home!

Monthly Cost Estimate

$1,793/mo

20% down · 6.5% · 30 years

Principal$173
Interest$1,036
Insurance$70
HOA$515

Estimates only. Actual payments may vary.

Location

4589 N Grass Island Terrace

Hernando, FL 34442

Arbor Lakes

Features & Amenities

Interior Features

BreakfastBarBathtubCathedralCeilingsEatInKitchenLaminateCountersPrimarySuitePantrySkylightsSeparateShowerTubShower

Exterior Features

ConcreteDriveway

Property Details

Flooring

CarpetTileLaminate

Construction

Stucco

Parking

BoatRVDrivewayOpenGarage

Heating

Heat Pump (Heating)

Cooling

Central AirElectric

Appliances

DishwasherElectricCooktopElectricOvenRefrigeratorWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4589 N Grass Island Terrace is listed at $239,000 ($154/sqft). The estimated monthly payment is $1,794 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $515/month.

Key features include: Built in 2003, 0.20 acre lot, 2 parking spaces, Waterfront. Interior Features: BreakfastBar, Bathtub, CathedralCeilings. Exterior Features: ConcreteDriveway.

This property is listed by Lindsey Cummins and can be reached at 3522010099.

LC

Lindsey Cummins

License 3336257

Agent at Century21 J.W. Morton Real Estate, Inc

(352) 201-0099
Agent website

Listed by Century21 J.W. Morton Real Estate, Inc · Broker phone: (352) 726-6668 · View on Broker Site · Broker website

MLS# 857078· Source: REALTORS Association of Citrus County, Inc.· 48 days on PropertySimple

Copyright © 2026 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4589 N Grass Island Terrace, Hernando, FL 34442

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