About This Home

This 3-bedroom, 2-bathroom single family at 4592 40TH Street S in Saint Petersburg, FL is listed for $999,000 ($470 per sqft). Built in 1973, the home offers 2,124 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 1973
  • 0.26 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
2 full
2-car garage
1973

Amenities

PoolWaterfrontViewSpaA/C
Listing Description

Under contract-accepting backup offers. NEVER FLOODED, OPEN-FLOORPLAN, THREE BEDROOMS, TWO BATHROOMS, IN-GROUND POOL and SPA, WATERFRONT. The previous buyer got "Cold Feet", which means they won't be enjoying this IN-GROUND POOL over the summer...but you can!

This is the BEST-priced WATERFRONT POOL home in the Broadwater neighborhood! This home features THREE bedrooms, TWO bathrooms, a LARGE primary suite with WALK-IN CLOSET, and an OPEN-FLOORPLAN. The massive kitchen features stainless steel appliances, DOUBLE-OVENS, GAS RANGE, Wine-Fridge, GRANITE COUNTERTOPS, and a HUGE ISLAND perfect for entertaining.

The INTERIOR LAUNDRY ROOM provides additional storage. This home offers a more PRIVATE and intimate waterfront setting, ideal for those who value seclusion and a backyard that truly feels like a retreat. Relax and entertain in your HEATED POOL and SPA with no neighboring homes looking directly into your space, creating an outdoor environment that feels more like a personal oasis than a typical waterfront property.

While the waterfront footprint is more private, you still enjoy a private dock and davits that has accommodated up to a 26-ft boat with direct water access, giving you the best of both worlds: waterfront living with the added benefit of seclusion. Additional exterior features include dedicated space with ROOM TO PARK AN RV or boat parking (as as some have pointed out, a basketball court!), an increasingly rare and highly desirable convenience.

With a base flood elevation of approximately 11 feet, this home has NEVER FLOODED, providing a level of peace of mind that is both valuable and increasingly difficult to find in today's market. For those seeking a seamless transition, the home can also be offered fully FURNISHED, creating a true turnkey opportunity.

Major Updates Include: Roof - 2018, HVAC - 2018, Pool - 2019, Flat roof 2026, Dock and Davits for up to 26ft boat- 2020. Priced significantly below pre-market appraisal, this property represents a rare opportunity to secure a private, move-in-ready waterfront home in one of St. Petersburg's most desirable communities with INSTANT EQUITY!

Monthly Cost Estimate

$5,343/mo

20% down · 6.5% · 30 years

Principal$722
Interest$4,329
Insurance$291

Estimates only. Actual payments may vary.

Location

4592 40TH Street S

Saint Petersburg, FL 33711

BROADWATER UNIT 2 BLK N

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-In Closet(s)Window Treatments

Exterior Features

GardenHurricane ShuttersLightingRain Gutters

Property Details

Flooring

Tile

Construction

Block

Views

Water

Pool Features

Pool

Heating

Electric (Heating)Central

Cooling

Central Air

Appliances

Built-In OvenConvection OvenCooktopDishwasherDisposalDryerGas Water HeaterIce MakerMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4592 40TH Street S is listed at $999,000 ($470/sqft). The estimated monthly payment is $5,342 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1973, 0.26 acre lot, Private pool, Waterfront. Interior Features: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo. Exterior Features: Garden, Hurricane Shutters, Lighting.

This property is listed by Bobby Poth, III.

BI

Bobby Poth, III

Agent at Mainframe Real Estate

Listed by Mainframe Real Estate · Broker phone: (407) 513-4257 · View on Broker Site · Broker website

MLS# TB8446534· Source: Stellar MLS· 358 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4592 40TH Street S, Saint Petersburg, FL 33711

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