About This Home

This 0-bedroom, 0-bathroom multi-family at 46 St Bernard in Saranac Lake, NY is listed for $289,000 ($173 per sqft). Built in 1900, the home offers 1,670 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 1900
  • 0.12 acre lot
  • 2 stories
  • 3 parking spaces

Property Details

2 stories
3 spaces
1900

Amenities

Hardwood
Listing Description

Formerly known as Johnson Cottage, this historic duplex in downtown Saranac Lake offers two 2-bedroom, 1-bath apartments with similar layouts--ideal for owner-occupancy, multigenerational use, or investment. The lower unit is currently rented for $1,150/month, while the upper apartment features new appliances and fresh paint and is ready for its next occupant.

Enjoy an exceptional in-town location just steps from the weekly Farmers' Market, local schools, and Main Street shops and restaurants. Live in one unit while generating income from the other, or add a well-located duplex to your investment portfolio!

Monthly Cost Estimate

$1,546/mo

20% down · 6.5% · 30 years

Principal$209
Interest$1,252
Insurance$84

Estimates only. Actual payments may vary.

Location

46 St Bernard

Saranac Lake, NY 12983

Property Details

Flooring

HardwoodLaminate

Construction

Wood Siding

Outdoor Features

Porch

Parking

Off StreetDriveway

Heating

Oil

Appliances

Electric RangeMicrowaveRefrigerator

Questions & Answers

This 0-bedroom, 0-bathroom multi-family at 46 St Bernard is listed at $289,000 ($173/sqft). The estimated monthly payment is $1,545 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.12 acre lot, 2 stories, 3 parking spaces.

This property is listed by Stephanie Colby.

SC

Stephanie Colby

Agent at Acre Adk

Listed by Acre Adk · Broker phone: 5183026464 · View on Broker Site

MLS# 208159· Source: Adirondack Champlain Valley MLS· 73 days on PropertySimple

Copyright © 2026 Adirondack Champlain Valley MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

46 St Bernard, Saranac Lake, NY 12983

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