About This Home

This 2-bedroom, 1-bathroom single family at 46 Union Street in Montgomery, NY is listed for $399,000 ($276 per sqft). Built in 1818, the home offers 1,448 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 1818
  • 0.12 acre lot
  • Fireplace

Property Details

1 full
1818

Amenities

Fireplace
Listing Description

Welcome to Holbrow House at 46 Union Street, a lovingly maintained and updated 1818 home in the heart of the Village of Montgomery. Rich in historic character, the home has benefitted from significant recent improvements, including new roof (2026); exterior painted and historic hardwood floors refinished (2025); foundation repointed and water softener (2024); furnace and heat pump (2023); gas fireplace (2022); and wood privacy fence (2021).

Inside, wide plank wood floors, abundant natural light, French doors, solid bluestone windowsills and historic doors preserve the character of the home. The main living area offers great flexibility, with an additional room that can be used as an office, den or guest space, while the fireplace adds warmth and charm.

The kitchen blends old and new with newer stainless steel appliances while highlighting the original stone foundation and historic doors. An attached utility room provides dedicated space for a washer and dryer. Upstairs, the primary bedroom features vaulted ceilings, along with a second bedroom and additional bonus space that can adapt to your needs.

Outside, the fully fenced backyard offers a private and inviting setting with mature trees, including apple and cherry trees, established plantings and seasonal flowers. A shed provides convenient storage for gardening tools and outdoor equipment. Located just moments from Montgomery's shops, coffee houses, restaurants, as well as pickleball, tennis and basketball courts, baseball fields, hiking trails and access to the Wallkill River.

Campbell Hall Train Station is approximately 11 minutes away and Beacon Train Station approximately 22 minutes away, offering convenient rail access to New York City. Historic character, substantial recent improvements and village living come together at Holbrow House.

Monthly Cost Estimate

$2,134/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116

Estimates only. Actual payments may vary.

Location

46 Union Street

Montgomery, NY 12549

Features & Amenities

Interior Features

Eat-in KitchenOriginal DetailsPantryRecessed Lighting

Property Details

Flooring

Wood

Construction

Frame Stone Wood Siding

Outdoor Features

Patio

Parking

On Street

Heating

Heat Pump (Heating)Natural GasForced Air

Appliances

DishwasherDryerGas RangeRangeRefrigeratorStainless Steel Appliance(s)WasherGas Water HeaterWater Softener Owned

Questions & Answers

This 2-bedroom, 1-bathroom single family at 46 Union Street is listed at $399,000 ($276/sqft). The estimated monthly payment is $2,134 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1818, 0.12 acre lot, Fireplace. Interior Features: Eat-in Kitchen, Original Details, Pantry.

This property is listed by Andrea C. Mahoney.

AM

Andrea C. Mahoney

Agent at Smitchger Realty

Listed by Smitchger Realty · Broker phone: (845) 534-7874 · View on Broker Site · Broker website

MLS# 948942· Source: OneKey MLS· 265 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

46 Union Street, Montgomery, NY 12549

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