# 46 Water Plant Road, Stearns, KY 42647 > **TL;DR:** 3bd/2ba single family, $199,900 ($170/sqft), built 1989, 1,173 sqft. > A/C. Est. $1,069/mo. Listed 86 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $199,900 | | Price/sqft | $170 | | Bedrooms | 3 | | Bathrooms | 1 full, 1 half | | Square Feet | 1,173 | | Year Built | 1989 | | Lot Size | 16,117 sqft (0.37 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 86 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,011 | | Estimated Insurance | $58 | | **Total** | **$1,069** | ## Nearby Schools - **Elementary:** Pine Knot - **Middle:** McCreary County - **High:** McCreary County ## Key Amenities - A/C ## Property Highlights - Built in 1989 - 0.37 acre lot - 2 stories ## Description ### Agent Description Welcome to 46 Water Plant Road in Stearns, Kentucky! This move-in-ready 3-bedroom, 1.5-bath home offers approximately 1,173 square feet of living space with an additional 774-square-foot unfinished walk-out basement, providing plenty of room for storage or future possibilities. The interior features fresh paint, a functional floor plan, and a convenient main-level bedroom. Enjoy relaxing on the covered front porch or entertaining on the rear deck overlooking the yard. Situated on approximately 0.37 acres in an established neighborhood, this property offers a peaceful setting with convenient access to local amenities and the outdoor recreation opportunities of the Big South Fork National River and Recreation Area. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this property offers versatility and potential. Now offered at $199,900, schedule your private showing today! ## Location - **Address:** 46 Water Plant Road, Stearns, KY 42647 - **County:** McCreary - **Neighborhood:** Rural - **Coordinates:** 36.686722, -84.457914 - **Google Maps:** https://www.google.com/maps?q=36.686722,-84.457914 ## Listing Agent - **Name:** Shae Worley - **Brokerage:** Lake Cumberland Real Estate Professionals - **Broker Phone:** (606) 677-0059 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/46-Water-Plant-Rd_Stearns_KY_42647_M46009-83963?f=listhub&s=LBARKY&m=26022024&c=propsimple) ## Photos ![46 Water Plant Road - Photo 1](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3948733653r.jpg) ![46 Water Plant Road - Photo 2](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1368149987r.jpg) ![46 Water Plant Road - Photo 3](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2064581069r.jpg) ![46 Water Plant Road - Photo 4](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2473553867r.jpg) ![46 Water Plant Road - Photo 5](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1492922677r.jpg) ![46 Water Plant Road - Photo 6](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2843756890r.jpg) ![46 Water Plant Road - Photo 7](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1684292632r.jpg) ![46 Water Plant Road - Photo 8](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3898134077r.jpg) ![46 Water Plant Road - Photo 9](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2313705900r.jpg) ![46 Water Plant Road - Photo 10](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2418782180r.jpg) ![46 Water Plant Road - Photo 11](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f180427899r.jpg) ![46 Water Plant Road - Photo 12](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1039067659r.jpg) ![46 Water Plant Road - Photo 13](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f630251913r.jpg) ![46 Water Plant Road - Photo 14](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1256657754r.jpg) ![46 Water Plant Road - Photo 15](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2757944984r.jpg) ![46 Water Plant Road - Photo 16](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f555594203r.jpg) ![46 Water Plant Road - Photo 17](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3967281981r.jpg) ![46 Water Plant Road - Photo 18](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f363668582r.jpg) ![46 Water Plant Road - Photo 19](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2152052474r.jpg) ![46 Water Plant Road - Photo 20](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3514860444r.jpg) ![46 Water Plant Road - Photo 21](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f2957314667r.jpg) ![46 Water Plant Road - Photo 22](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1974317075r.jpg) ![46 Water Plant Road - Photo 23](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3001445476r.jpg) ![46 Water Plant Road - Photo 24](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1907856314r.jpg) ![46 Water Plant Road - Photo 25](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f166724725r.jpg) ![46 Water Plant Road - Photo 26](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3440186179r.jpg) ![46 Water Plant Road - Photo 27](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1887883801r.jpg) ![46 Water Plant Road - Photo 28](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f708542956r.jpg) ![46 Water Plant Road - Photo 29](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f4055941777r.jpg) ![46 Water Plant Road - Photo 30](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3279847019r.jpg) ![46 Water Plant Road - Photo 31](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f1933001225r.jpg) ![46 Water Plant Road - Photo 32](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f490625251r.jpg) ![46 Water Plant Road - Photo 33](http://lh.rdcpix.com/ba7f02bd6531eabcb3d1a6df0df7c900l-f3258167834r.jpg) --- **MLS#:** 26022024 | **Updated:** 2026-11-04 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/46-water-plant-road-stearns-ky-42647-030580ca8fc24eaaa1cd26b02d267aba) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/46-water-plant-road-stearns-ky-42647-030580ca8fc24eaaa1cd26b02d267aba#listing", "url": "https://www.propertysimple.ai/listing/46-water-plant-road-stearns-ky-42647-030580ca8fc24eaaa1cd26b02d267aba", "name": "46 Water Plant Road, Stearns, KY 42647", "description": "Welcome to 46 Water Plant Road in Stearns, Kentucky! This move-in-ready 3-bedroom, 1.5-bath home offers approximately 1,173 square feet of living space with an additional 774-square-foot unfinished walk-out basement, providing plenty of room for storage or future possibilities. 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