About This Home

This 3-bedroom, 2-bathroom single family at 461 Cardinal Drive in Monticello, GA is listed for $219,900 ($164 per sqft). Built in 1989, the home offers 1,344 sqft of living space on a 0.45 acres lot.

Key Features

  • Built in 1989
  • 0.45 acre lot
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full
2 spaces
1989

Amenities

WaterfrontA/C
Listing Description

Lake Community Living at Its Best! Move-in ready 3-bedroom, 2-bath home in the desirable Turtle Cove community, offering partial lake views and direct lake access through the adjacent green space. This beautifully updated home features new luxury vinyl plank flooring throughout, fresh interior paint, a bright and spacious open-concept living area, custom built-in bookshelves, and a well-appointed kitchen with custom cabinetry.

All appliances convey with the sale, including the washer and dryer. Additional interior upgrades include updated fixtures, new vanity countertops, and new shower liners. Step outside to a large deck overlooking the lake-perfect for relaxing or entertaining.

The stand-up crawl space provides excellent storage and features a new vapor barrier. Major systems have been maintained, with the roof and HVAC recently serviced. The exterior has been pressure washed and refreshed with new trim paint. Conveniently located on Cardinal Drive, this home is just moments from community beaches and the clubhouse.

Residents of Turtle Cove enjoy an exceptional lifestyle with amenities including a golf course, a newly renovated clubhouse featuring a full-service restaurant and bar, a large partially covered swimming pool, pickleball courts, white-sand beaches, and three boat ramps providing easy access to the lake. Don't miss this opportunity to own an updated home with lake access and resort-style amenities in one of the area's most sought-after lake communities!

Monthly Cost Estimate

$1,591/mo

20% down · 6.5% · 30 years

Principal$159
Interest$953
Insurance$64
HOA$415

Estimates only. Actual payments may vary.

Location

461 Cardinal Drive

Monticello, GA 31064

Turtle Cove

Features & Amenities

Interior Features

BookcasesMaster On Main LevelWalk-In Closet(s)

Property Details

Flooring

Vinyl

Construction

Wood Siding

Outdoor Features

Deck

Parking

Off Street

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 461 Cardinal Drive is listed at $219,900 ($164/sqft). The estimated monthly payment is $1,591 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $415/month.

Key features include: Built in 1989, 0.45 acre lot, 2 parking spaces, Waterfront. Interior Features: Bookcases, Master On Main Level, Walk-In Closet(s).

This property is listed by Michael St. Bernard and can be reached at 7706397050.

MB

Michael St. Bernard

Agent at American Realty Professionals of Georgia

(770) 639-7050

Listed by American Realty Professionals of Georgia · Broker phone: (855) 399-8721 · View on Broker Site

MLS# 10826903· Source: Georgia Multiple Listing Service· 38 days on PropertySimple

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

461 Cardinal Drive, Monticello, GA 31064

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