# 461 Cardinal Drive, Monticello, GA 31064 > **TL;DR:** 3bd/2ba single family, $209,900 ($156/sqft), built 1989, 1,344 sqft. > Waterfront, A/C. Est. $1,537/mo. Listed 61 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $209,900 | | Price/sqft | $156 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,344 | | Year Built | 1989 | | Lot Size | 19,602 sqft (0.45 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 61 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,061 | | Estimated Insurance | $61 | | HOA | $415 | | **Total** | **$1,537** | ## Nearby Schools - **Elementary:** Washington Park - **Middle:** Jasper - **High:** Jasper ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1989 - 0.45 acre lot - 2 parking spaces - Waterfront ## Description ### Agent Description Lake Community Living at Its Best! Move-in ready 3-bedroom, 2-bath home in the desirable Turtle Cove community, offering partial lake views and direct lake access through the adjacent green space. This beautifully updated home features new luxury vinyl plank flooring throughout, fresh interior paint, a bright and spacious open-concept living area, custom built-in bookshelves, and a well-appointed kitchen with custom cabinetry. All appliances convey with the sale, including the washer and dryer. Additional interior upgrades include updated fixtures, new vanity countertops, and new shower liners. Step outside to a large deck overlooking the lake-perfect for relaxing or entertaining. The stand-up crawl space provides excellent storage and features a new vapor barrier. Major systems have been maintained, with the roof and HVAC recently serviced. The exterior has been pressure washed and refreshed with new trim paint. Conveniently located on Cardinal Drive, this home is just moments from community beaches and the clubhouse. Residents of Turtle Cove enjoy an exceptional lifestyle with amenities including a golf course, a newly renovated clubhouse featuring a full-service restaurant and bar, a large partially covered swimming pool, pickleball courts, white-sand beaches, and three boat ramps providing easy access to the lake. Don't miss this opportunity to own an updated home with lake access and resort-style amenities in one of the area's most sought-after lake communities! ## Location - **Address:** 461 Cardinal Drive, Monticello, GA 31064 - **County:** Jasper - **Neighborhood:** Turtle Cove - **Coordinates:** 33.360219, -83.853233 - **Google Maps:** https://www.google.com/maps?q=33.360219,-83.853233 ## Listing Agent - **Name:** Michael St. Bernard - **Brokerage:** American Realty Professionals of Georgia - **Phone:** 7706397050 - **Broker Phone:** (855) 399-8721 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/461-Cardinal-Dr_Monticello_GA_31064_M52368-37451?f=listhub&s=GAMLS&m=10826903&c=propsimple) ## Photos ![461 Cardinal Drive - Photo 1](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2306367904r.jpg) ![461 Cardinal Drive - Photo 2](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2079168741r.jpg) ![461 Cardinal Drive - Photo 3](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1722390450r.jpg) ![461 Cardinal Drive - Photo 4](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f943739125r.jpg) ![461 Cardinal Drive - Photo 5](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f4283983351r.jpg) ![461 Cardinal Drive - Photo 6](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f3795898565r.jpg) ![461 Cardinal Drive - Photo 7](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f4116416186r.jpg) ![461 Cardinal Drive - Photo 8](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f894945485r.jpg) ![461 Cardinal Drive - Photo 9](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1846282570r.jpg) ![461 Cardinal Drive - Photo 10](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2444710736r.jpg) ![461 Cardinal Drive - Photo 11](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f233597119r.jpg) ![461 Cardinal Drive - Photo 12](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f3715845845r.jpg) ![461 Cardinal Drive - Photo 13](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f989915710r.jpg) ![461 Cardinal Drive - Photo 14](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f3972646795r.jpg) ![461 Cardinal Drive - Photo 15](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1943723383r.jpg) ![461 Cardinal Drive - Photo 16](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f510605093r.jpg) ![461 Cardinal Drive - Photo 17](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1118830018r.jpg) ![461 Cardinal Drive - Photo 18](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1579516214r.jpg) ![461 Cardinal Drive - Photo 19](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2526007943r.jpg) ![461 Cardinal Drive - Photo 20](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1771107699r.jpg) ![461 Cardinal Drive - Photo 21](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1364775121r.jpg) ![461 Cardinal Drive - Photo 22](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2129515659r.jpg) ![461 Cardinal Drive - Photo 23](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f3209020462r.jpg) ![461 Cardinal Drive - Photo 24](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2182505146r.jpg) ![461 Cardinal Drive - Photo 25](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2794282658r.jpg) ![461 Cardinal Drive - Photo 26](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f315172730r.jpg) ![461 Cardinal Drive - Photo 27](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1506751064r.jpg) ![461 Cardinal Drive - Photo 28](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f787118673r.jpg) ![461 Cardinal Drive - Photo 29](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1341084863r.jpg) ![461 Cardinal Drive - Photo 30](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f444597224r.jpg) ![461 Cardinal Drive - Photo 31](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f3993310290r.jpg) ![461 Cardinal Drive - Photo 32](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f618268350r.jpg) ![461 Cardinal Drive - Photo 33](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1191088984r.jpg) ![461 Cardinal Drive - Photo 34](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f156030544r.jpg) ![461 Cardinal Drive - Photo 35](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2639337283r.jpg) ![461 Cardinal Drive - Photo 36](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2394902604r.jpg) ![461 Cardinal Drive - Photo 37](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f4209200393r.jpg) ![461 Cardinal Drive - Photo 38](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1920893219r.jpg) ![461 Cardinal Drive - Photo 39](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1539319373r.jpg) ![461 Cardinal Drive - Photo 40](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f950125614r.jpg) ![461 Cardinal Drive - Photo 41](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f870692416r.jpg) ![461 Cardinal Drive - Photo 42](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1286491974r.jpg) ![461 Cardinal Drive - Photo 43](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1262400225r.jpg) ![461 Cardinal Drive - Photo 44](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2216655578r.jpg) ![461 Cardinal Drive - Photo 45](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f4130870648r.jpg) ![461 Cardinal Drive - Photo 46](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2989482276r.jpg) ![461 Cardinal Drive - Photo 47](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f3127394592r.jpg) ![461 Cardinal Drive - Photo 48](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2247476252r.jpg) ![461 Cardinal Drive - Photo 49](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2079825784r.jpg) ![461 Cardinal Drive - Photo 50](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2872847333r.jpg) ![461 Cardinal Drive - Photo 51](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2676027787r.jpg) ![461 Cardinal Drive - Photo 52](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f871832813r.jpg) ![461 Cardinal Drive - Photo 53](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1375776167r.jpg) ![461 Cardinal Drive - Photo 54](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f2707640212r.jpg) ![461 Cardinal Drive - Photo 55](http://lh.rdcpix.com/363164682fe703cab3c98796a92c1576l-f1918475479r.jpg) --- **MLS#:** 10826903 | **Updated:** 2026-10-12 **Source:** listhub *Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/461-cardinal-drive-monticello-ga-31064-10826903) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/461-cardinal-drive-monticello-ga-31064-10826903#listing", "url": "https://www.propertysimple.ai/listing/461-cardinal-drive-monticello-ga-31064-10826903", "name": "461 Cardinal Drive, Monticello, GA 31064", "description": "Lake Community Living at Its Best! Move-in ready 3-bedroom, 2-bath home in the desirable Turtle Cove community, offering partial lake views and direct lake access through the adjacent green space. 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