# 462 E Highway 20, Panama City, FL 32409

> **TL;DR:** land, $135,000.
> Waterfront. Est. $722/mo. Listed 174 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $135,000 |
| Lot Size | 84,506 sqft (1.94 acres) |
| Property Type | Land (Other) |
| Status | Active |
| Days on Market | 174 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $683 |
| Estimated Insurance | $39 |
| **Total** | **$722** |

## Nearby Schools

- **Elementary:** Deane Bozeman
- **Middle:** Deane Bozeman
- **High:** Deane Bozeman

## Key Amenities

- Waterfront

## Property Highlights

- 1.94 acre lot
- Waterfront

## Description

### Agent Description
Discover a rare opportunity to own nearly two acres of waterfront property , a boatable, spring fed lake known for its clear water, white sandy bottom, and pristine shoreline. Whether you are looking for adventure or relaxation, this property offers it all. Spend your days boating, fishing, wakeboarding, jet skiing, canoeing, or paddleboarding, or simply unwind and take in the peaceful lake views from your own backyard. With no HOA restrictions, you have the freedom to bring your vision to life. Build your dream home or create the perfect private weekend getaway. Tucked away from the hustle and bustle, Little Island Pond offers a quiet, laid back setting where properties like this rarely come available. Do not miss your chance to secure a unique slice of waterfront paradise.

## Location

- **Address:** 462 E Highway 20, Panama City, FL 32409
- **County:** Bay
- **Neighborhood:** No Named Subdivision
- **Coordinates:** 30.425838, -85.670263
- **Google Maps:** https://www.google.com/maps?q=30.425838,-85.670263

## Listing Agent

- **Name:** Holly D Mallory
- **Brokerage:** Counts Real Estate Group Inc
- **Broker Phone:** (850) 249-3615
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/462-Highway-20_Southport_FL_32409_M56294-83832?f=listhub&s=BCARFL&m=789453&c=propsimple)

## Photos

![462 E Highway 20 - Photo 1](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f4027222959r.jpg)

![462 E Highway 20 - Photo 2](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f4115569293r.jpg)

![462 E Highway 20 - Photo 3](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f395089152r.jpg)

![462 E Highway 20 - Photo 4](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f2167474130r.jpg)

![462 E Highway 20 - Photo 5](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f3744937453r.jpg)

![462 E Highway 20 - Photo 6](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f3811031037r.jpg)

![462 E Highway 20 - Photo 7](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f2801610207r.jpg)

![462 E Highway 20 - Photo 8](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f3690384606r.jpg)

![462 E Highway 20 - Photo 9](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f349794070r.jpg)

![462 E Highway 20 - Photo 10](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f1751428559r.jpg)

![462 E Highway 20 - Photo 11](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f2272260109r.jpg)

![462 E Highway 20 - Photo 12](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f1204565468r.jpg)

![462 E Highway 20 - Photo 13](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f3240272413r.jpg)

![462 E Highway 20 - Photo 14](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f904841196r.jpg)

![462 E Highway 20 - Photo 15](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f1177119141r.jpg)

![462 E Highway 20 - Photo 16](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f820094750r.jpg)

![462 E Highway 20 - Photo 17](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f3482681962r.jpg)

![462 E Highway 20 - Photo 18](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f3882162448r.jpg)

![462 E Highway 20 - Photo 19](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f2441131609r.jpg)

![462 E Highway 20 - Photo 20](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f2899779466r.jpg)

![462 E Highway 20 - Photo 21](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f4002956436r.jpg)

![462 E Highway 20 - Photo 22](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f2982448681r.jpg)

![462 E Highway 20 - Photo 23](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f746167054r.jpg)

![462 E Highway 20 - Photo 24](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f3440428213r.jpg)

![462 E Highway 20 - Photo 25](http://lh.rdcpix.com/ba7493c6f2130fb1cae2d7b6da79b245l-f1062048970r.jpg)

---

**MLS#:** 789453 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/462-e-highway-20-panama-city-fl-32409-fe97562fe9724cb896b7c9d3f2414b00)

---

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