# 4620 Bay Point Road #1043, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $339,000 ($201/sqft), built 1986, 1,688 sqft. > A/C, 1-car garage. Est. $2,710/mo. Listed 427 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $339,000 | | Price/sqft | $201 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,688 | | Year Built | 1986 | | Garage | 1-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 427 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,714 | | Estimated Insurance | $99 | | HOA | $897 | | **Total** | **$2,710** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 1986 ## Description ### Agent Description Great opportunity! Seller is offering up to $5,000 in a flooring allowance at closing which is perfect for adding your own personal touch. Absolutely gorgeous, 2BR/2BA at Marina Club Village--with direct views over the pool and deck and peeks of Grand Lagoon from both balconies. From the foyer, built-in bookcase/curio shelving set the tone. A dry bar adjoins the living/dining area. Throughout the home you'll find custom 3'' plantation shutters and abundant natural light. The light, airy kitchen features tile floors, updated countertops, cabinets, and sink, plus a mosaic glass tile backsplash. It opens to a cozy breakfast room with its own balcony and lagoon view--a perfect morning coffee spot. The living room offers high ceilings, a fireplace (ideal for electric logs), and large windows to the main balcony. A true split plan: the oversized guest bedroom sits opposite the private primary suite. The primary suite opens to the large main balcony overlooking the pool and deck; its spacious bath includes double vanities, a separate jetted soaking tub and tiled shower, plus a large walk-in closet. Additional highlights: one-car garage, the unit has been wired for an in-home generator (located in the garage; configured to power most of the home--excludes AC and stove), Community perks: residents' pool & sun deck, manicured grounds, and all the advantages of Bay Point--a guard-gated, golf-centric community with a Nicklaus-designed course, active clubs, and proximity to the full-service marina. Grocery, shopping, and some of the area's best restaurants are just outside the gates. Ideal as a full-time residence or coastal retreat. ## Location - **Address:** 4620 Bay Point Road #1043, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Marina Club Village - **Coordinates:** 30.146154, -85.72928 - **Google Maps:** https://www.google.com/maps?q=30.146154,-85.72928 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=HEgqL6rmupo ## Listing Agent - **Name:** The Emerald Coastal Team - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4620-Bay-Point-Rd-Unit-1043_Panama-City-Beach_FL_32408_M53001-30001?f=listhub&s=BCARFL&m=778467&c=propsimple) ## Photos ![4620 Bay Point Road #1043 - Photo 1](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3838926887r.jpg) ![4620 Bay Point Road #1043 - Photo 2](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1957845228r.jpg) ![4620 Bay Point Road #1043 - Photo 3](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2729450995r.jpg) ![4620 Bay Point Road #1043 - Photo 4](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f574882550r.jpg) ![4620 Bay Point Road #1043 - Photo 5](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2789347915r.jpg) ![4620 Bay Point Road #1043 - Photo 6](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3223099528r.jpg) ![4620 Bay Point Road #1043 - Photo 7](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2981713964r.jpg) ![4620 Bay Point Road #1043 - Photo 8](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f4198609247r.jpg) ![4620 Bay Point Road #1043 - Photo 9](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2791325130r.jpg) ![4620 Bay Point Road #1043 - Photo 10](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1501767142r.jpg) ![4620 Bay Point Road #1043 - Photo 11](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3534541016r.jpg) ![4620 Bay Point Road #1043 - Photo 12](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1516663261r.jpg) ![4620 Bay Point Road #1043 - Photo 13](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f790559749r.jpg) ![4620 Bay Point Road #1043 - Photo 14](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3733671326r.jpg) ![4620 Bay Point Road #1043 - Photo 15](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3451013547r.jpg) ![4620 Bay Point Road #1043 - Photo 16](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3071834710r.jpg) ![4620 Bay Point Road #1043 - Photo 17](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f345601501r.jpg) ![4620 Bay Point Road #1043 - Photo 18](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3183113908r.jpg) ![4620 Bay Point Road #1043 - Photo 19](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3044758998r.jpg) ![4620 Bay Point Road #1043 - Photo 20](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f109485313r.jpg) ![4620 Bay Point Road #1043 - Photo 21](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f754008774r.jpg) ![4620 Bay Point Road #1043 - Photo 22](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f795113221r.jpg) ![4620 Bay Point Road #1043 - Photo 23](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1822960644r.jpg) ![4620 Bay Point Road #1043 - Photo 24](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1314677559r.jpg) ![4620 Bay Point Road #1043 - Photo 25](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2477744872r.jpg) ![4620 Bay Point Road #1043 - Photo 26](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f136773674r.jpg) ![4620 Bay Point Road #1043 - Photo 27](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f338845964r.jpg) ![4620 Bay Point Road #1043 - Photo 28](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f4008614662r.jpg) ![4620 Bay Point Road #1043 - Photo 29](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1504227785r.jpg) ![4620 Bay Point Road #1043 - Photo 30](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f4057497260r.jpg) ![4620 Bay Point Road #1043 - Photo 31](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f722142338r.jpg) ![4620 Bay Point Road #1043 - Photo 32](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3483781952r.jpg) ![4620 Bay Point Road #1043 - Photo 33](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2772138286r.jpg) ![4620 Bay Point Road #1043 - Photo 34](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3618467817r.jpg) ![4620 Bay Point Road #1043 - Photo 35](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2753304601r.jpg) ![4620 Bay Point Road #1043 - Photo 36](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2478623973r.jpg) ![4620 Bay Point Road #1043 - Photo 37](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f799564361r.jpg) ![4620 Bay Point Road #1043 - Photo 38](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1103747732r.jpg) ![4620 Bay Point Road #1043 - Photo 39](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f4174145812r.jpg) ![4620 Bay Point Road #1043 - Photo 40](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f157841687r.jpg) ![4620 Bay Point Road #1043 - Photo 41](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1331752941r.jpg) ![4620 Bay Point Road #1043 - Photo 42](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3468574418r.jpg) ![4620 Bay Point Road #1043 - Photo 43](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2423097784r.jpg) ![4620 Bay Point Road #1043 - Photo 44](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f4024035896r.jpg) ![4620 Bay Point Road #1043 - Photo 45](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2112180781r.jpg) ![4620 Bay Point Road #1043 - Photo 46](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f2242343438r.jpg) ![4620 Bay Point Road #1043 - Photo 47](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f983265128r.jpg) ![4620 Bay Point Road #1043 - Photo 48](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1498431917r.jpg) ![4620 Bay Point Road #1043 - Photo 49](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1934723973r.jpg) ![4620 Bay Point Road #1043 - Photo 50](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3274299411r.jpg) ![4620 Bay Point Road #1043 - Photo 51](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f1672181639r.jpg) ![4620 Bay Point Road #1043 - Photo 52](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f676820607r.jpg) ![4620 Bay Point Road #1043 - Photo 53](http://lh.rdcpix.com/f887d46b8bbf450a131a9d48d0e488e8l-f3980758930r.jpg) --- **MLS#:** 778467 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4620-bay-point-road-panama-city-beach-fl-32408-e217f036c5d9426eb4785c0321a05be1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4620-bay-point-road-panama-city-beach-fl-32408-e217f036c5d9426eb4785c0321a05be1#listing", "url": "https://www.propertysimple.ai/listing/4620-bay-point-road-panama-city-beach-fl-32408-e217f036c5d9426eb4785c0321a05be1", "name": "4620 Bay Point Road #1043, Panama City Beach, FL 32408", "description": "Great opportunity! Seller is offering up to $5,000 in a flooring allowance at closing which is perfect for adding your own personal touch. Absolutely gorgeous, 2BR/2BA at Marina Club Village--with direct views over the pool and deck and peeks of Grand Lagoon from both balconies. From the foyer, built-in bookcase/curio shelving set the tone. A dry bar adjoins the living/dining area. Throughout the home you'll find custom 3'' plantation shutters and abundant natural light. The light, airy kitchen features tile floors, updated countertops, cabinets, and sink, plus a mosaic glass tile backsplash. It opens to a cozy breakfast room with its own balcony and lagoon view--a perfect morning coffee spot. The living room offers high ceilings, a fireplace (ideal for electric logs), and large windows to the main balcony. A true split plan: the oversized guest bedroom sits opposite the private primary suite. The primary suite opens to the large main balcony overlooking the pool and deck; its spacious bath includes double vanities, a separate jetted soaking tub and tiled shower, plus a large walk-in closet. Additional highlights: one-car garage, the unit has been wired for an in-home generator (located in the garage; configured to power most of the home--excludes AC and stove), Community perks: residents' pool & sun deck, manicured grounds, and all the advantages of Bay Point--a guard-gated, golf-centric community with a Nicklaus-designed course, active clubs, and proximity to the full-service marina. Grocery, shopping, and some of the area's best restaurants are just outside the gates. 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