# 4620 Bay Point Road #1043, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $339,000 ($168/sqft), built 1986, 2,020 sqft. > Fireplace, Hardwood, A/C, 1-car garage. Est. $2,710/mo. Listed 426 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $339,000 | | Price/sqft | $168 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 2,020 | | Year Built | 1986 | | Stories | 2 | | Garage | 1-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 426 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,714 | | Estimated Insurance | $99 | | HOA | $897 | | **Total** | **$2,710** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Fireplace - Hardwood - A/C - 1-car garage ## Property Highlights - Built in 1986 - 2 stories - Fireplace ## Description ### Agent Description Absolutely gorgeous, 2BR/2BA at Marina Club Village-with direct views over the pool and deck and peeks of Grand Lagoon from both balconies. From the foyer, built-in bookcase/curio shelving set the tone. A dry bar adjoins the living/dining area. Throughout the home you'll find custom 3'' plantation shutters and abundant natural light. The light, airy kitchen features tile floors, updated countertops, cabinets, and sink, plus a mosaic glass tile backsplash. It opens to a cozy breakfast room with its own balcony and lagoon view-a perfect morning coffee spot. The living room offers high ceilings, a fireplace (ideal for electric logs), and large windows to the main balcony. A true split plan: the oversized guest bedroom sits opposite the private primary suite. The primary suite opens to the l large main balcony overlooking the pool and deck; its spacious bath includes double vanities, a separate jetted soaking tub and tiled shower, plus a large walk-in closet. Additional highlights: one-car garage, the unit has been wired for an in-home generator (located in the garage; configured to power most of the homeexcludes AC and stove), Community perks: residents' pool & sun deck, manicured grounds, and all the advantages of Bay Pointa guard-gated, golf-centric community with a Nicklaus-designed course, active clubs, and proximity to the full-service marina. Grocery, shopping, and some of the area's best restaurants are just outside the gates. Ideal as a full-time residence or coastal retreat. ## Location - **Address:** 4620 Bay Point Road #1043, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Marina Club Village - **Coordinates:** 30.146367, -85.729526 - **Google Maps:** https://www.google.com/maps?q=30.146367,-85.729526 ## Listing Agent - **Name:** LaNessa C Alexander · **License:** 3357800 - **Brokerage:** Counts Real Estate Group, Inc - **Broker Phone:** (850) 231-1483 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4620-Bay-Point-Rd-Unit-1043_Panama-City-Beach_FL_32408_M53001-30001?f=listhub&s=ECARMLSFL&m=985897&c=propsimple) ## Photos ![4620 Bay Point Road #1043 - Photo 1](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f391504141r.jpg) ![4620 Bay Point Road #1043 - Photo 2](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2830116418r.jpg) ![4620 Bay Point Road #1043 - Photo 3](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3509445942r.jpg) ![4620 Bay Point Road #1043 - Photo 4](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3426641333r.jpg) ![4620 Bay Point Road #1043 - Photo 5](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2779224313r.jpg) ![4620 Bay Point Road #1043 - Photo 6](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3066189496r.jpg) ![4620 Bay Point Road #1043 - Photo 7](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f781539126r.jpg) ![4620 Bay Point Road #1043 - Photo 8](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f423823342r.jpg) ![4620 Bay Point Road #1043 - Photo 9](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3093286944r.jpg) ![4620 Bay Point Road #1043 - Photo 10](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3151754158r.jpg) ![4620 Bay Point Road #1043 - Photo 11](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2316535862r.jpg) ![4620 Bay Point Road #1043 - Photo 12](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3049763623r.jpg) ![4620 Bay Point Road #1043 - Photo 13](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f247085790r.jpg) ![4620 Bay Point Road #1043 - Photo 14](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3988684956r.jpg) ![4620 Bay Point Road #1043 - Photo 15](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3988684956r.jpg) ![4620 Bay Point Road #1043 - Photo 16](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3784006423r.jpg) ![4620 Bay Point Road #1043 - Photo 17](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f151228364r.jpg) ![4620 Bay Point Road #1043 - Photo 18](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2413240500r.jpg) ![4620 Bay Point Road #1043 - Photo 19](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2963829774r.jpg) ![4620 Bay Point Road #1043 - Photo 20](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f1991186953r.jpg) ![4620 Bay Point Road #1043 - Photo 21](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2674221536r.jpg) ![4620 Bay Point Road #1043 - Photo 22](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f1172136510r.jpg) ![4620 Bay Point Road #1043 - Photo 23](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f59572867r.jpg) ![4620 Bay Point Road #1043 - Photo 24](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3730735080r.jpg) ![4620 Bay Point Road #1043 - Photo 25](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f1026150309r.jpg) ![4620 Bay Point Road #1043 - Photo 26](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3682433482r.jpg) ![4620 Bay Point Road #1043 - Photo 27](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f4046736334r.jpg) ![4620 Bay Point Road #1043 - Photo 28](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f423862175r.jpg) ![4620 Bay Point Road #1043 - Photo 29](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3137480037r.jpg) ![4620 Bay Point Road #1043 - Photo 30](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f569201819r.jpg) ![4620 Bay Point Road #1043 - Photo 31](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f1323617058r.jpg) ![4620 Bay Point Road #1043 - Photo 32](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2628050937r.jpg) ![4620 Bay Point Road #1043 - Photo 33](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3864759636r.jpg) ![4620 Bay Point Road #1043 - Photo 34](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f1817482494r.jpg) ![4620 Bay Point Road #1043 - Photo 35](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f4202661186r.jpg) ![4620 Bay Point Road #1043 - Photo 36](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2944458461r.jpg) ![4620 Bay Point Road #1043 - Photo 37](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3002143033r.jpg) ![4620 Bay Point Road #1043 - Photo 38](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2273917187r.jpg) ![4620 Bay Point Road #1043 - Photo 39](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3091499817r.jpg) ![4620 Bay Point Road #1043 - Photo 40](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f1811662508r.jpg) ![4620 Bay Point Road #1043 - Photo 41](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f1820084795r.jpg) ![4620 Bay Point Road #1043 - Photo 42](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f918361085r.jpg) ![4620 Bay Point Road #1043 - Photo 43](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2247304652r.jpg) ![4620 Bay Point Road #1043 - Photo 44](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3693333179r.jpg) ![4620 Bay Point Road #1043 - Photo 45](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f930314881r.jpg) ![4620 Bay Point Road #1043 - Photo 46](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f4290063392r.jpg) ![4620 Bay Point Road #1043 - Photo 47](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f121295007r.jpg) ![4620 Bay Point Road #1043 - Photo 48](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f2561552594r.jpg) ![4620 Bay Point Road #1043 - Photo 49](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3142229495r.jpg) ![4620 Bay Point Road #1043 - Photo 50](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f1179118156r.jpg) ![4620 Bay Point Road #1043 - Photo 51](http://lh.rdcpix.com/59a2d182e4764051f23ba2d67ea296fbl-f3943764053r.jpg) --- **MLS#:** 985897 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4620-bay-point-road-panama-city-beach-fl-32408-e67e0b47de81461298f1fef8145f65f0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4620-bay-point-road-panama-city-beach-fl-32408-e67e0b47de81461298f1fef8145f65f0#listing", "url": "https://www.propertysimple.ai/listing/4620-bay-point-road-panama-city-beach-fl-32408-e67e0b47de81461298f1fef8145f65f0", "name": "4620 Bay Point Road #1043, Panama City Beach, FL 32408", "description": "Absolutely gorgeous, 2BR/2BA at Marina Club Village-with direct views over the pool and deck and peeks of Grand Lagoon from both balconies. From the foyer, built-in bookcase/curio shelving set the tone. A dry bar adjoins the living/dining area. Throughout the home you'll find custom 3'' plantation shutters and abundant natural light. The light, airy kitchen features tile floors, updated countertops, cabinets, and sink, plus a mosaic glass tile backsplash. It opens to a cozy breakfast room with its own balcony and lagoon view-a perfect morning coffee spot. The living room offers high ceilings, a fireplace (ideal for electric logs), and large windows to the main balcony. A true split plan: the oversized guest bedroom sits opposite the private primary suite. The primary suite opens to the l large main balcony overlooking the pool and deck; its spacious bath includes double vanities, a separate jetted soaking tub and tiled shower, plus a large walk-in closet. Additional highlights: one-car garage, the unit has been wired for an in-home generator (located in the garage; configured to power most of the homeexcludes AC and stove), Community perks: residents' pool & sun deck, manicured grounds, and all the advantages of Bay Pointa guard-gated, golf-centric community with a Nicklaus-designed course, active clubs, and proximity to the full-service marina. Grocery, shopping, and some of the area's best restaurants are just outside the gates. 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