About This Home

This 5-bedroom, 2-bathroom single family at 463 Rose Valley Road in Monticello, NY is listed for $499,900 ($236 per sqft). Built in 1960, the home offers 2,122 sqft of living space on a 6.98 acres lot.

Key Features

  • Built in 1960
  • 6.98 acre lot
  • Private pool
  • Fireplace

Property Details

2 full
2-car garage
1960

Amenities

PoolFireplaceHardwoodA/C
Listing Description

Every other place you have looked at came with a list. This one came finished. You turn off the road, the driveway pulls you back through the trees, and 6.98 acres of quiet open up in front of you. The pavement, the noise, the running list in your head, all of it stays behind at the road.

Nothing here is waiting on you. Not a permit, not a paint color, not a single weekend you were hoping to keep for yourself. Out back the land rolls open, wide and green and completely yours, edged by a treeline that flares in October and disappears under the first real snow.

There is a pool for the stretch of summer when the days refuse to end, a covered porch for the mornings the sky cannot make up its mind, and a deck that stays ready without ever asking to be sanded or stained. Enough open ground sits around all of it that you could walk for an hour and still be home.

Out here the loudest thing you hear is weather. Inside, the feeling holds. The living space opens around a freestanding fireplace, the kind you light on the first cold night and forget to let go out, its glow carrying into the kitchen where an island gives everyone somewhere to land on the Sundays that turn into long, slow cooking.

Five bedrooms mean no one has to give anything up, an office, a studio, a room that stays made up for whoever drives up. Downstairs the full basement is already finished, already warm, more house rather than storage. Everything you touch has been kept and cared for and left ready, so the move is exactly that.

You arrive. You unpack. You start living the same afternoon. And then there is the part that turns this from a beautiful place to sit into a genuinely smart one to own. The garage comes with approved permits and plans to convert it into a full one-bedroom home of its own.

The hard part, the drawings, the approvals, the waiting, is already behind you. Whether you ever build it is entirely up to you. It can stay a garage. It can become the rental that quietly pays you back, the studio with its own door, the private quarters for guests who never quite want to leave.

The upside is sitting right there, permitted and ready, and it asks nothing of you until the day you decide you want it. The setting is the Sullivan County Catskills at their easiest. Bethel Woods puts a full summer of lawn concerts about 15 minutes from your door, on the same ground where Woodstock happened.

Holiday Mountain keeps the winters short on excuses, and Lake Superior State Park hands you a swim and a paddle when the heat climbs. Resorts World and the Kartrite waterpark sit close enough for the days you want a little noise on purpose, and then you drive home to none of it.

The city is about 2 hours south when the road runs clear, close enough that it stays in reach, far enough that it stops reaching you. What sells you in the end will not be any single feature. It will be the absence of the thing you have come to expect from every other listing, the catch, the compromise, the project hiding just behind the nice photos.

There is no catch here. The work is done, the land is yours, the future is already permitted, and all this place has ever asked is that you show up and let it hand you the quiet. Some evening soon you will be standing on that deck as the last light leaves the trees, nothing at all left to fix, and you will understand that this was the whole point.

Monthly Cost Estimate

$2,674/mo

20% down · 6.5% · 30 years

Principal$362
Interest$2,166
Insurance$146

Estimates only. Actual payments may vary.

Location

463 Rose Valley Road

Monticello, NY 12701

Features & Amenities

Interior Features

ChandelierEat-in KitchenGranite CountersKitchen IslandOpen FloorplanOpen KitchenRecessed Lighting

Property Details

Flooring

TileHardwood

Construction

Frame Vinyl Siding

Pool Features

Pool

Outdoor Features

PorchPatioDeck

Parking

Driveway

Heating

Electric (Heating)

Cooling

Central AirDuctless

Appliances

DishwasherDryerRangeRefrigeratorStainless Steel Appliance(s)Washer

Questions & Answers

This 5-bedroom, 2-bathroom single family at 463 Rose Valley Road is listed at $499,900 ($236/sqft). The estimated monthly payment is $2,674 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1960, 6.98 acre lot, Private pool, Fireplace. Interior Features: Chandelier, Eat-in Kitchen, Granite Counters.

This property is listed by Brian J Caplicki.

BC

Brian J Caplicki

Agent at Keller Williams Hudson Valley Realty & United

Listed by Keller Williams Hudson Valley Realty & United · Broker phone: (845) 639-0300 · View on Broker Site · Broker website

MLS# 1027386· Source: OneKey MLS· 98 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

463 Rose Valley Road, Monticello, NY 12701

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