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About This Home
This 4-bedroom, 3-bathroom single family at 4639 Harbor View Terrace in Morganton, NC is listed for $925,000 ($261 per sqft). Built in 2003, the home offers 3,542 sqft of living space on a 0.82 acres lot.
If you've been looking for space, privacy, and proximity to Lake James... this one checks all of it. Set just second row from the lake and located in one of the most sought after developments on Lake James, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains.
Upstairs, the main level living space feels open but intentional. Tall ceilings, built-ins, and a dining area framed by classic columns. The kitchen sits just off to the side with windows made for slow mornings, quiet conversation, and a peaceful start to the day.
Both the living room and primary suite open onto the newly updated TREX deck, extending your living space outdoors and creating an easy indoor-outdoor flow. The primary bedroom features an en-suite bathroom with a dual vanity and glass walk-in shower.
An additional full bath, laundry room, and two extra bedrooms complete the main level. Downstairs, flexibility really shows with a full second setup. A spacious living area, second full kitchen, dining space, bedroom with ensuite bath, craft room, a separate bonus room used as a bedroom, and walk-out access.
Ideal for guests, multi-generational living, or potential income. A rare opportunity to enjoy privacy, functionality, and mountain living just moments from the water. This is the kind of place you look forward to coming home to.
Key Features
- Built in 2003
- 0.82 acre lot
- Fireplace
Property Details
Amenities
Monthly Cost Estimate
$5,761/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
4639 Harbor View Terrace
Morganton, NC 28655
East Shores
Property Details
Construction
Parking
Heating
Cooling
Appliances
Questions & Answers
This 4-bedroom, 3-bathroom single family at 4639 Harbor View Terrace is listed at $925,000 ($261/sqft). The estimated monthly payment is $4,822 based on 20% down at 6.5% interest.
HOA fees are $814/month.
Key features include: Built in 2003, 0.82 acre lot, Fireplace.
This property is listed by Carmyn Shugart and can be reached at 8284499093 or carmyn@nctruenorthrealty.com.







