# 4639 Harbor View Terrace, Morganton, NC 28655 > **TL;DR:** 4bd/3ba single family, $860,000 ($243/sqft), built 2003, 3,542 sqft. > Fireplace, A/C, 2-car garage. Est. $5,414/mo. Listed 168 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $860,000 | | Price/sqft | $243 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 3,542 | | Year Built | 2003 | | Lot Size | 35,719 sqft (0.82 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 168 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,349 | | Estimated Insurance | $251 | | HOA | $814 | | **Total** | **$5,414** | ## Nearby Schools - **Elementary:** Glen Alpine - **Middle:** Table Rock - **High:** Freedom ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.82 acre lot - Fireplace ## Description ### Agent Description If you've been looking for mountain views, Lake James access, and multi-generational possibilities, this East Shores home delivers. Located in the desired East Shores community, this home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, and multi-use sports court. The main level layout is spacious and thoughtfully designed; tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen. The living room and primary suite both open onto a recently updated TREX deck, creating seamless indoor-outdoor entertaining. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with connecting full bath, and private outdoor access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. With two flexible-use bonus rooms downstairs you could create a home office, movie room, in-home gym, or personal library. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Convenience is optimized. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting, this property offers the space and flexibility to align with your needs. ## Location - **Address:** 4639 Harbor View Terrace, Morganton, NC 28655 - **County:** Burke - **Neighborhood:** East Shores - **Coordinates:** 35.764129, -81.821861 - **Google Maps:** https://www.google.com/maps?q=35.764129,-81.821861 ## Virtual Tour & Media - **Video Tour:** https://unbranded.youriguide.com/4639_harbor_view_terrace_morganton_nc/ ## Listing Agent - **Name:** Carmyn Shugart - **Brokerage:** True North Realty - **Phone:** 8284499093 - **Broker Phone:** (828) 307-0099 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4639-Harbor-View-Ter_Morganton_NC_28655_M63344-41161?f=listhub&s=CMLSNC&m=4367035&c=propsimple) ## Photos ![4639 Harbor View Terrace - Photo 1](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f2580175120r.jpg) ![4639 Harbor View Terrace - Photo 2](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1437232686r.jpg) ![4639 Harbor View Terrace - Photo 3](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3161615158r.jpg) ![4639 Harbor View Terrace - Photo 4](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3613916566r.jpg) ![4639 Harbor View Terrace - Photo 5](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f897040644r.jpg) ![4639 Harbor View Terrace - Photo 6](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1798895089r.jpg) ![4639 Harbor View Terrace - Photo 7](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f2119231688r.jpg) ![4639 Harbor View Terrace - Photo 8](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f2094674742r.jpg) ![4639 Harbor View Terrace - Photo 9](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f4090405006r.jpg) ![4639 Harbor View Terrace - Photo 10](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3106374653r.jpg) ![4639 Harbor View Terrace - Photo 11](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f4118892782r.jpg) ![4639 Harbor View Terrace - Photo 12](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f4019328647r.jpg) ![4639 Harbor View Terrace - Photo 13](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1233666203r.jpg) ![4639 Harbor View Terrace - Photo 14](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f625288938r.jpg) ![4639 Harbor View Terrace - Photo 15](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3784533195r.jpg) ![4639 Harbor View Terrace - Photo 16](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f848853254r.jpg) ![4639 Harbor View Terrace - Photo 17](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f496102325r.jpg) ![4639 Harbor View Terrace - Photo 18](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f2827452323r.jpg) ![4639 Harbor View Terrace - Photo 19](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1905271673r.jpg) ![4639 Harbor View Terrace - Photo 20](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3116662715r.jpg) ![4639 Harbor View Terrace - Photo 21](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f552170635r.jpg) ![4639 Harbor View Terrace - Photo 22](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f644399904r.jpg) ![4639 Harbor View Terrace - Photo 23](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3995457706r.jpg) ![4639 Harbor View Terrace - Photo 24](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f384176573r.jpg) ![4639 Harbor View Terrace - Photo 25](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1978881050r.jpg) ![4639 Harbor View Terrace - Photo 26](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3058042599r.jpg) ![4639 Harbor View Terrace - Photo 27](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f2151256328r.jpg) ![4639 Harbor View Terrace - Photo 28](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f2861636743r.jpg) ![4639 Harbor View Terrace - Photo 29](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f361606538r.jpg) ![4639 Harbor View Terrace - Photo 30](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3539209510r.jpg) ![4639 Harbor View Terrace - Photo 31](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f4018241541r.jpg) ![4639 Harbor View Terrace - Photo 32](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3216452631r.jpg) ![4639 Harbor View Terrace - Photo 33](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3387926595r.jpg) ![4639 Harbor View Terrace - Photo 34](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3409964354r.jpg) ![4639 Harbor View Terrace - Photo 35](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1260992843r.jpg) ![4639 Harbor View Terrace - Photo 36](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f1763833576r.jpg) ![4639 Harbor View Terrace - Photo 37](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f3796540746r.jpg) ![4639 Harbor View Terrace - Photo 38](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f4261081173r.jpg) ![4639 Harbor View Terrace - Photo 39](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f2223709586r.jpg) ![4639 Harbor View Terrace - Photo 40](http://lh.rdcpix.com/c4a49372965b596109649537869dbd08l-f85498476r.jpg) --- **MLS#:** 4367035 | **Updated:** 2026-09-23 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4639-harbor-view-terrace-morganton-nc-28655-4367035) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4639-harbor-view-terrace-morganton-nc-28655-4367035#listing", "url": "https://www.propertysimple.ai/listing/4639-harbor-view-terrace-morganton-nc-28655-4367035", "name": "4639 Harbor View Terrace, Morganton, NC 28655", "description": "If you've been looking for mountain views, Lake James access, and multi-generational possibilities, this East Shores home delivers. Located in the desired East Shores community, this home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, and multi-use sports court. The main level layout is spacious and thoughtfully designed; tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen. The living room and primary suite both open onto a recently updated TREX deck, creating seamless indoor-outdoor entertaining. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with connecting full bath, and private outdoor access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. With two flexible-use bonus rooms downstairs you could create a home office, movie room, in-home gym, or personal library. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Convenience is optimized. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte. 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