About This Home

This 3-bedroom, 1-bathroom single family at 465 W Spruce Street in Chippewa Falls, WI is listed for $189,900 ($136 per sqft). Built in 1900, the home offers 1,392 sqft of living space on a N/A lot.

Key Features

  • Built in 1900
  • 2 stories

Property Details

2 stories
1 full
1900
Listing Description

An inviting opportunity at an appealing price point, 465 W Spruce St offers practical space and classic two-story character in Chippewa Falls. This new listing features three bedrooms, one bathroom, and 1,392 square feet, creating a versatile layout for first-time buyers, downsizers, or anyone seeking value without giving up useful everyday features.

The wraparound front porch gives the home a memorable presence on its corner lot and provides a natural place for coffee, conversation, or watching the neighborhood pass by. Inside, a dedicated dining room offers space for shared meals and special occasions.

Main-floor laundry keeps household routines convenient, while the main-level bedroom makes single-floor living more accessible. Two additional bedrooms are located upstairs, offering separation for family, guests, hobbies, or a home office. Outdoor living continues on the back deck, ready for grilling, relaxing, or enjoying warm Wisconsin afternoons.

The backyard storage shed helps keep lawn equipment, bicycles, tools, and seasonal items organized. Overhead, a metal roof adds a practical feature to the property. Located within easy reach of Chippewa Falls High School and LC Stanley Park, this home places education and outdoor recreation nearby.

With a flexible bedroom arrangement, multiple outdoor spaces, and an approachable entry into homeownership, this property brings together function and potential. Explore the possibilities and see how 465 W Spruce St can fit your plans, whether you're buying your first home or making your next move in Chippewa Falls today.

Monthly Cost Estimate

$1,016/mo

20% down · 6.5% · 30 years

Principal$137
Interest$823
Insurance$55

Estimates only. Actual payments may vary.

Location

465 W Spruce Street

Chippewa Falls, WI 54729

Property Details

Construction

WoodSiding

Outdoor Features

Deck

Parking

DrivewayGarage

Heating

Forced Air

Appliances

DryerOvenRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 1-bathroom single family at 465 W Spruce Street is listed at $189,900 ($136/sqft). The estimated monthly payment is $1,015 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 2 stories.

This property is listed by Vicki Phelps.

VP

Vicki Phelps

License 90007-94

Agent at Century 21 Affliated

Listed by Century 21 Affliated · Broker phone: (171) 545-6049 x9 · View on Broker Site

MLS# 1605403· Source: REALTORS® Association of Northwestern Wisconsin· 33 days on PropertySimple

Copyright © 2026 REALTORS® Association of Northwestern Wisconsin. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

465 W Spruce Street, Chippewa Falls, WI 54729

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