About This Home

This 6-bedroom, 4-bathroom single family at 4678 N BEAR FLAT Road in Payson, AZ is listed for $1,695,000 ($387 per sqft). Built in 2001, the home offers 4,378 sqft of living space on a 1.73 acres lot.

Key Features

  • Built in 2001
  • 1.73 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
4 full
2-car garage
2001

Amenities

WaterfrontA/C
Listing Description

Gated community in the National Forest with Tonto Creek flowing through. plus 90 feet up from the water's edge is The Creekside in Bear Flat. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator.

City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 12. Huge family room with double fireplace to large game room with full bar. Hidden stairway to soundproof hidden room. Great for music studio. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of food.

Monthly Cost Estimate

$9,265/mo

20% down · 6.5% · 30 years

Principal$1,226
Interest$7,345
Insurance$494
HOA$200

Estimates only. Actual payments may vary.

Location

4678 N BEAR FLAT Road

Payson, AZ 85541

BEAR FLAT SUBDIVISION

Features & Amenities

Interior Features

High Speed InternetGranite CountersDouble VanityBreakfast BarVaulted Ceiling(s)Kitchen IslandBidetFull Bth Master Bdrm

Exterior Features

PlaygroundBalconyPrivate Yard

Property Details

Flooring

TileCarpet

Construction

Wood Frame Painted

Outdoor Features

Patio

Parking

GatedGarageOpen

Heating

Propane (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

DryerWasherWater Softener OwnedReverse OsmosisBuilt-in MicrowaveDishwasherGas RangeGas OvenGas CooktopWater Purifier

Questions & Answers

This 6-bedroom, 4-bathroom single family at 4678 N BEAR FLAT Road is listed at $1,695,000 ($387/sqft). The estimated monthly payment is $9,265 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $200/month.

Key features include: Built in 2001, 1.73 acre lot, 2 stories, Waterfront. Interior Features: High Speed Internet, Granite Counters, Double Vanity. Exterior Features: Playground, Balcony, Private Yard.

This property is listed by Joseph Callaway.

JC

Joseph Callaway

Agent at eXp Realty

Listed by eXp Realty · Broker phone: (888) 897-7821 · View on Broker Site · Broker website

MLS# 6965924· Source: Arizona Regional Multiple Listing Service, Inc.· 292 days on PropertySimple

Copyright © 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4678 N BEAR FLAT Road, Payson, AZ 85541

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