# 47 HOLY CROSS, Oakland, MD 21550

> **TL;DR:** 7bd/9ba single family, $6,499,900 ($569/sqft), built 2016, 11,417 sqft.
> Pool, Fireplace, Waterfront, A/C. Est. $36,763/mo. Listed 328 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $6,499,900 |
| Price/sqft | $569 |
| Bedrooms | 7 |
| Bathrooms | 8 full, 1 half |
| Square Feet | 11,417 |
| Year Built | 2016 |
| Lot Size | 71,438 sqft (1.64 acres) |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 328 |

## Why This Home Stands Out

- **Pool** - Pool listed; type not specified
- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $32,867 |
| Estimated Insurance | $1,896 |
| HOA | $2,000 |
| **Total** | **$36,763** |

## Nearby Schools

- **Elementary:** CALL SCHOOL BOARD
- **Middle:** SOUTHERN
- **High:** SOUTHERN GARRETT HIGH

## Key Amenities

- Pool
- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2016
- 1.64 acre lot
- 3 stories
- 3 parking spaces
- Private pool
- Fireplace

## Description

### Agent Description
Luxury lakefront living at its peak. This 11,417 sq ft masterpiece sits on 1.65 acres in The Reserve at Holy Cross with 345 feet of Deep Creek Lake frontage and an engineered DNR-approved sea wall. Crafted in 2016, the home features timber-framed vaulted ceilings, wide-plank hardwood floors, and panoramic lake views from nearly every room. The commercial-grade kitchen anchors the main level with a sprawling island, Wolf range, and access to a four-season room that opens fully to the outdoors through custom bi-fold doors. The main-level primary suite spans nearly 900 sq ft with a private balcony, soaking tub, his-and-her vanities, and a massive walk-in closet. Enjoy five fireplaces, an indoor pool with fountains and a full bath, and three levels of outdoor living, including an outdoor kitchen, built-in hot tub with gazebo, outdoor shower, and deck drainage system to keep lower levels dry. Entertain with ease in the rec room with an industrial-style bar, climate-controlled wine cellar, and fully equipped gym. Three attached garages connect to a locker-style mudroom, with a lower-level garage ideal for a side-by-side or lake toys. Radiant heat, a whole-house generator, and three dock slips make this property as functional as it is flawless. A rare opportunity to own a true statement home in one of Deep Creek Lake's most prestigious communities. Call today for your private tour!

## Location

- **Address:** 47 HOLY CROSS, Oakland, MD 21550
- **County:** GARRETT
- **Neighborhood:** RESERVE AT HOLY CROSS
- **Coordinates:** 39.47949695, -79.29737607
- **Google Maps:** https://www.google.com/maps?q=39.47949695,-79.29737607

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=KuKr47nby6t

## Listing Agent

- **Name:** Jonathan D Bell · **License:** 576987
- **Brokerage:** Railey Realty, Inc.
- **Phone:** 3015010735
- **Broker Phone:** (301) 387-2000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/47-Holy-Cross_Oakland_MD_21550_M93389-83935?f=listhub&s=TRENDPA&m=MDGA2010560&c=propsimple)

## Photos

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---

**MLS#:** MDGA2010560 | **Updated:** 2026-08-29
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/47-holy-cross-oakland-md-21550-a2010560)

---

## Structured Data

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  "name": "47 HOLY CROSS, Oakland, MD 21550",
  "description": "Luxury lakefront living at its peak. This 11,417 sq ft masterpiece sits on 1.65 acres in The Reserve at Holy Cross with 345 feet of Deep Creek Lake frontage and an engineered DNR-approved sea wall. Crafted in 2016, the home features timber-framed vaulted ceilings, wide-plank hardwood floors, and panoramic lake views from nearly every room. The commercial-grade kitchen anchors the main level with a sprawling island, Wolf range, and access to a four-season room that opens fully to the outdoors through custom bi-fold doors. The main-level primary suite spans nearly 900 sq ft with a private balcony, soaking tub, his-and-her vanities, and a massive walk-in closet. Enjoy five fireplaces, an indoor pool with fountains and a full bath, and three levels of outdoor living, including an outdoor kitchen, built-in hot tub with gazebo, outdoor shower, and deck drainage system to keep lower levels dry. Entertain with ease in the rec room with an industrial-style bar, climate-controlled wine cellar, and fully equipped gym. Three attached garages connect to a locker-style mudroom, with a lower-level garage ideal for a side-by-side or lake toys. Radiant heat, a whole-house generator, and three dock slips make this property as functional as it is flawless. A rare opportunity to own a true statement home in one of Deep Creek Lake's most prestigious communities. Call today for your private tour!",
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