# 4726 Bay Point Road #C228, Panama City Beach, FL 32408 > **TL;DR:** 1bd/1ba condo, $355,000 ($394/sqft), built 1981, 900 sqft. > Waterfront, A/C. Est. $2,244/mo. Listed 81 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $355,000 | | Price/sqft | $394 | | Bedrooms | 1 | | Bathrooms | 1 full | | Square Feet | 900 | | Year Built | 1981 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 81 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,795 | | Estimated Insurance | $104 | | HOA | $345 | | **Total** | **$2,244** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1981 - Waterfront ## Description ### Agent Description Waterfront Views & Beautifully Appointed Bay Point Condo Welcome to Harbour Villas at Bay Point, where breathtaking water views, resort-style amenities, and an exceptional location come together to create the perfect Panama City Beach retreat. This beautifully appointed 1-bedroom, 1-bath condo offers spectacular panoramic views overlooking Point South Marina and the Upper Grand Lagoon, with stunning sunsets right outside your door. The condo features an impressive renovation completed by the previous owner, with quality finishes and thoughtful design throughout. The kitchen showcases shaker-style cabinetry, custom countertops, a striking black tile backsplash, stainless steel appliances, a custom island with quartz countertop, and beautiful floating shelves. The spacious bedroom offers recessed lighting and a custom accent wall with detailed carpentry, while the beautifully finished bathroom features a double vanity with a distinctive blue quartz countertop, large walk-in shower, vessel tub, and elegant 12x24 marble tile. Just off the living area, a tucked-away sleeping nook provides an additional flexible space for overnight guests. The previous owners utilized the space with a trundle-style sleeper, making it a great option for guests or a cozy retreat without sacrificing the openness of the living area. The current owners have added their own beautiful finishing touch with high-end plantation shutters, providing both style and functionality while complementing the condo's coastal aesthetic. The condo is being sold unfurnished, giving the new owner the opportunity to bring their own furnishings and personal style to this exceptional waterfront retreat. Whether you're searching for a second home, a peaceful coastal getaway, or an investment opportunity, this condo offers an incredible combination of location, water views, beautiful finishes, and Bay Point amenities. Boating enthusiasts will appreciate the marina lifestyle and easy access to the water, while the panoramic views provide a spectacular backdrop for everyday living. Bay Point is a gated community with 24/7 roving security and is home to the Nicklaus Golf Course and Sheraton Resort. Come experience the best of Panama City Beach from a condo that combines beautiful water views, an enviable location, and a relaxed coastal lifestyle. This is a wonderful opportunity to own a special piece of Bay Point. ## Location - **Address:** 4726 Bay Point Road #C228, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Bay Point Harbour Villas - **Coordinates:** 30.144389, -85.726123 - **Google Maps:** https://www.google.com/maps?q=30.144389,-85.726123 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-3d-home/88dbad81-1801-407c-83f3-cafd045f4ad8/?utm_source=captureapp ## Listing Agent - **Name:** The Jarrett Group - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4726-Bay-Point-Rd-Unit-C228_Panama-City-Beach_FL_32408_M54266-68081?f=listhub&s=BCARFL&m=794269&c=propsimple) ## Photos ![4726 Bay Point Road #C228 - Photo 1](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f814326809r.jpg) ![4726 Bay Point Road #C228 - Photo 2](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2698937097r.jpg) ![4726 Bay Point Road #C228 - Photo 3](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f3477332420r.jpg) ![4726 Bay Point Road #C228 - Photo 4](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f1030256161r.jpg) ![4726 Bay Point Road #C228 - Photo 5](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f3408530869r.jpg) ![4726 Bay Point Road #C228 - Photo 6](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f1227184951r.jpg) ![4726 Bay Point Road #C228 - Photo 7](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2423979167r.jpg) ![4726 Bay Point Road #C228 - Photo 8](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2980007286r.jpg) ![4726 Bay Point Road #C228 - Photo 9](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2902165491r.jpg) ![4726 Bay Point Road #C228 - Photo 10](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f3399742255r.jpg) ![4726 Bay Point Road #C228 - Photo 11](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f701505718r.jpg) ![4726 Bay Point Road #C228 - Photo 12](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f3404558171r.jpg) ![4726 Bay Point Road #C228 - Photo 13](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f1565263856r.jpg) ![4726 Bay Point Road #C228 - Photo 14](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f4230639226r.jpg) ![4726 Bay Point Road #C228 - Photo 15](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2102520509r.jpg) ![4726 Bay Point Road #C228 - Photo 16](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f367150119r.jpg) ![4726 Bay Point Road #C228 - Photo 17](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f39574414r.jpg) ![4726 Bay Point Road #C228 - Photo 18](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2871087580r.jpg) ![4726 Bay Point Road #C228 - Photo 19](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f4208413499r.jpg) ![4726 Bay Point Road #C228 - Photo 20](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2288588785r.jpg) ![4726 Bay Point Road #C228 - Photo 21](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f3179655872r.jpg) ![4726 Bay Point Road #C228 - Photo 22](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f1612928663r.jpg) ![4726 Bay Point Road #C228 - Photo 23](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2581370079r.jpg) ![4726 Bay Point Road #C228 - Photo 24](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f12281414r.jpg) ![4726 Bay Point Road #C228 - Photo 25](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2242585762r.jpg) ![4726 Bay Point Road #C228 - Photo 26](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2055485892r.jpg) ![4726 Bay Point Road #C228 - Photo 27](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2444193156r.jpg) ![4726 Bay Point Road #C228 - Photo 28](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f755690005r.jpg) ![4726 Bay Point Road #C228 - Photo 29](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f557472363r.jpg) ![4726 Bay Point Road #C228 - Photo 30](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f1521344679r.jpg) ![4726 Bay Point Road #C228 - Photo 31](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2245674026r.jpg) ![4726 Bay Point Road #C228 - Photo 32](http://lh.rdcpix.com/cc8e7581a39650ab868bdc27a1d7831fl-f2612042130r.jpg) --- **MLS#:** 794269 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-c12d3dd0bf024e3b88f7a290ad76e9a5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-c12d3dd0bf024e3b88f7a290ad76e9a5#listing", "url": "https://www.propertysimple.ai/listing/4726-bay-point-road-panama-city-beach-fl-32408-c12d3dd0bf024e3b88f7a290ad76e9a5", "name": "4726 Bay Point Road #C228, Panama City Beach, FL 32408", "description": "Waterfront Views & Beautifully Appointed Bay Point Condo Welcome to Harbour Villas at Bay Point, where breathtaking water views, resort-style amenities, and an exceptional location come together to create the perfect Panama City Beach retreat. 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