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About This Home

This 1-bedroom, 1-bathroom condo at 4726 Bay Point Road in Panama City Beach, FL is listed for $224,000 ($249 per sqft). Built in 1981, the home offers 900 sqft of living space on a N/A lot.

Agent Description

Owner Financing available with 30% Down; 4% interest Rate, amortized over 30 years with a 3 or 5 year balloon. Newly renovated 2nd floor Condo in the gated community of Bay Point Harbour Villas. Spacious 900 square foot home with one bedroom/one bath plus and enclosed porch area you can use as an office or extra living space that overlooks the Golf Course.

Luxury Vinyl Plank flooring throughout with tile in the kitchen and bathroom. The kitchen has granite countertops and a breakfast bar, there is a stackable washer and dryer in the home. A new HVAC unit was installed in 2021.

Key Features

  • Built in 1981

Property Details

1 story
1 full
## E245
1981

Amenities

A/C

Monthly Cost Estimate

$2,233/mo

20% down · 6.5% · 30 years

Principal$162
Interest$971
Insurance$65
HOA$1,035

Estimates only. Actual payments may vary.

Location

4726 Bay Point Road

Panama City Beach, FL 32408

Bay Point Harbour Villas

Features & Amenities

Interior Features

Washer/Dryer Hookup

Exterior Features

Tennis Court

Property Details

Flooring

VinylTile

Construction

Stucco

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorSmooth Stovetop RngeWasherWater Heater - Elect

Questions & Answers

This 1-bedroom, 1-bathroom condo at 4726 Bay Point Road is listed at $224,000 ($249/sqft). The estimated monthly payment is $2,006 based on 20% down at 6.5% interest.

HOA fees are $1035/month.

Key features include: Built in 1981. Interior Features: Washer/Dryer Hookup. Exterior Features: Tennis Court.

This property is listed by Justin B Myers and can be reached at (904) 238-3304 or jmyers1111@gmail.com.

JM

Justin B Myers

Agent at EXP Realty LLC

(904) 238-3304

Listed by EXP Realty LLC · View on Broker Site

MLS# 963315· Source: listhub· Updated 559 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4726 Bay Point Road, Panama City Beach, FL 32408

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