About This Home

This 3-bedroom, 3-bathroom single family at 4728 4th Street Loop NE in Saint Cloud, MN is listed for $329,900 ($178 per sqft). Built in 2005, the home offers 1,851 sqft of living space on a 0.48 acres lot.

Key Features

  • Built in 2005
  • 0.48 acre lot
  • Fireplace

Property Details

2 full
2005

Amenities

FireplaceA/C
Listing Description

Welcome to this spacious four-level split in the Sauk Rapids school district, offering a comfortable layout, great outdoor space, and plenty of room to make it your own! The open-concept main level creates an inviting flow between the kitchen, dining, and living areas.

The kitchen features a granite center island, perfect for meal prep or gathering with family and friends. Upstairs, the primary bedroom suite offers a comfortable retreat with a walk-in closet, projector, and full private bathroom. Laundry is conveniently located right across the hall, while a second bedroom and full bathroom complete the upper level.

Downstairs, the walk-out lower-level family room provides a cozy place to relax around the gas fireplace, with convenient access to the hot tub just outside. This level also features a third bedroom and 3/4 bathroom, providing a great space for guests, a home office, and more.

The fourth level features an unfinished basement with valuable potential for additional living space. Whether you envision a home gym, hobby room, or workshop, the possibilities are endless. The home has also seen several updates, including a new washer and dryer in 2019, new roof and high-efficiency electric heat pump water heater in 2022, new range in 2024, and new refrigerator in 2026.

Outside, enjoy a large yard with no backyard neighbors, creating both added privacy and a peaceful setting where you can watch wildlife right from your own property. The hot tub and two-tiered deck create a great spot to unwind or entertain, while the three-stall heated garage provides generous space for vehicles, toys, storage, and projects throughout the year.

Located near golf, shopping, dining, and other local amenities, this home combines space, comfort, privacy, and convenience in a desirable location. Come see everything this property has to offer!

Monthly Cost Estimate

$2,088/mo

20% down · 6.5% · 30 years

Principal$239
Interest$1,430
Insurance$96
HOA$324

Estimates only. Actual payments may vary.

Location

4728 4th Street Loop NE

Saint Cloud, MN 56304

Waters Edge At Don Lake

Features & Amenities

Exterior Features

Brick/StoneSteel Siding

Property Details

Construction

Block Brick Concrete Steel

Parking

GarageGarage - Attached

Heating

Fireplace(s)Forced Air

Cooling

Central Air

Appliances

Air-To-Air ExchangerDishwasherDryerWater Heater - ElectricWater Filtration SystemMicrowaveRangeRefrigeratorStainless Steel AppliancesWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4728 4th Street Loop NE is listed at $329,900 ($178/sqft). The estimated monthly payment is $2,088 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $324/month.

Key features include: Built in 2005, 0.48 acre lot, Fireplace. Exterior Features: Brick/Stone, Steel Siding.

This property is listed by Nikki Theisen and can be reached at (320) 363-4363.

NT

Nikki Theisen

Agent at Central MN Realty

(320) 363-4363

Listed by Central MN Realty · Broker phone: (320) 363-4363 · View on Broker Site

MLS# 7125092· Source: Northstar MLS· 37 days on PropertySimple

Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4728 4th Street Loop NE, Saint Cloud, MN 56304

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