# 478 HARBOR DRIVE N, Indian Rocks Beach, FL 33785 > **TL;DR:** 4bd/5ba single family, $2,900,000 ($874/sqft), built 1968, 3,319 sqft. Est. $15,510/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,900,000 | | Price/sqft | $874 | | Bedrooms | 4 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,319 | | Year Built | 1968 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $14,664 | | Estimated Insurance | $846 | | **Total** | **$15,510** | ## Property Highlights - Built in 1968 ## Description ### Agent Description Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area's most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath-your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property. ## Location - **Address:** 478 HARBOR DRIVE N, Indian Rocks Beach, FL 33785 - **County:** Pinellas - **Neighborhood:** BROWNS ADD TO RE-REV MAP OF INDIAN BEACH - **Coordinates:** 27.90860898, -82.837774 - **Google Maps:** https://www.google.com/maps?q=27.90860898,-82.837774 ## Listing Agent - **Name:** Evan Pedone - **Brokerage:** Engel & Volkers Madeira Beach - **Broker Phone:** 7273947365 ## Photos ![478 HARBOR DRIVE N - Photo 1](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1614552405r.jpg) ![478 HARBOR DRIVE N - Photo 2](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1789591181r.jpg) ![478 HARBOR DRIVE N - Photo 3](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f3245905318r.jpg) ![478 HARBOR DRIVE N - Photo 4](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f3550962932r.jpg) ![478 HARBOR DRIVE N - Photo 5](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f2870068747r.jpg) ![478 HARBOR DRIVE N - 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Photo 66](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f361488180r.jpg) ![478 HARBOR DRIVE N - Photo 67](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1137469012r.jpg) ![478 HARBOR DRIVE N - Photo 68](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f2240684044r.jpg) ![478 HARBOR DRIVE N - Photo 69](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f453050190r.jpg) ![478 HARBOR DRIVE N - Photo 70](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f2738196534r.jpg) ![478 HARBOR DRIVE N - Photo 71](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1574429111r.jpg) ![478 HARBOR DRIVE N - Photo 72](http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1847886736r.jpg) --- **MLS#:** TB8484658 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/478-harbor-drive-n-indian-rocks-beach-fl-33785-a56d7c2d46494c109a253aca58f82fbf) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/478-harbor-drive-n-indian-rocks-beach-fl-33785-a56d7c2d46494c109a253aca58f82fbf#listing", "url": "https://www.propertysimple.ai/listing/478-harbor-drive-n-indian-rocks-beach-fl-33785-a56d7c2d46494c109a253aca58f82fbf", "name": "478 HARBOR DRIVE N, Indian Rocks Beach, FL 33785", "description": "Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area's most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath-your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.", "image": [ "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1614552405r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1789591181r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f3245905318r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f3550962932r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f2870068747r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f4272663206r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1508330040r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f1416363896r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f634451284r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f3524896048r.jpg", "http://lh.rdcpix.com/6a7a3670c5c0d05d18627f79a3f03f75l-f410341041r.jpg", 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