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About This Home
This 4-bedroom, 5-bathroom single family at 478 HARBOR DRIVE N in Indian Rocks Beach, FL is listed for $2,849,900 ($859 per sqft). Built in 1968, the home offers 3,319 sqft of living space on a N/A lot.
Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water.
Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.
Key Features
- Built in 1968
- 2 stories
Property Details
Amenities
Monthly Cost Estimate
$15,242/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
478 HARBOR DRIVE N
Indian Rocks Beach, FL 33785
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Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Views
Heating
Cooling
Appliances
Questions & Answers
This 4-bedroom, 5-bathroom single family at 478 HARBOR DRIVE N is listed at $2,849,900 ($859/sqft). The estimated monthly payment is $12,350 based on 20% down at 6.5% interest.
Key features include: Built in 1968, 2 stories. Interior Features: Open Floorplan, Stone Counters. Exterior Features: Dock.
This property is listed by Evan Pedone and can be reached at 7274595543 or evan.pedone@evrealestate.com.





