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About This Home

This 2-bedroom, 2-bathroom townhouse at 4786 S Atlantic Avenue in Ponce Inlet, FL is listed for $325,000 ($273 per sqft). Built in 1979, the home offers 1,190 sqft of living space on a 0.01 acres lot.

Agent Description

''Life here has felt quiet, private, and welcoming,'' says Seller. That's exactly what makes this fully furnished Ponce Inlet townhome so special. Located in a small, peaceful 8-unit community just steps from the no-drive beach, this home offers an easy coastal lifestyle with one of the lowest HOA fees in town and no known upcoming assessments.

The seller shares that some of the things she's loved most are the fresh ocean air, friendly neighbors, and strong sense of community. Mornings often started with a one-minute walk across the street to watch the sunrise over the ocean, followed by coffee back on the private patio and rinsing off in the outdoor shower after a beach walk.

Inside, the townhouse is bright, comfortable, and thoughtfully updated with major improvements already completed, including impact windows and doors, 2023 A/C, 2021 tankless water heater, and newer appliances. Natural light fills this home beautifully.

The remodeled kitchen has been one of the seller's favorite features, offering an oversized sink, built-in cutting board, and extra prep space designed for easy everyday living. The primary bedroom offers a relaxing private retreat after a day at the beach, complete with its own balcony, a deep jetted tub, and beautifully designed custom California Closets that add exceptional organization and functionality.

The seller especially loved the quiet simplicity of life here -- yoga with neighbors on the shaded community patio, low-maintenance living, and the feeling of being tucked away while still close to everything Ponce Inlet is known for, including marinas, waterfront dining, boating, fishing, pickleball, and the iconic lighthouse. "If my children lived nearby instead of Oregon, I would never be selling."

Key Features

  • Built in 1979
  • 0.01 acre lot
  • 2 stories

Property Details

2 stories
1 full, 1 half
#B1
1979

Amenities

A/C

Monthly Cost Estimate

$1,923/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95
HOA$185

Estimates only. Actual payments may vary.

Location

4786 S Atlantic Avenue

Ponce Inlet, FL 32127

Not on the List

Features & Amenities

Interior Features

Ceiling Fan(s)His and Hers ClosetsJack and Jill BathPrimary Bathroom - Tub with Shower

Exterior Features

BalconyImpact Windows

Property Details

Flooring

Tile

Construction

Block Stucco

Pool Features

DeckPorchPatio

Parking

Parking Lot

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

WasherTankless Water HeaterRefrigeratorElectric RangeDryerDisposalDishwasher

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 4786 S Atlantic Avenue is listed at $325,000 ($273/sqft). The estimated monthly payment is $1,593 based on 20% down at 6.5% interest.

HOA fees are $185/month.

Key features include: Built in 1979, 0.01 acre lot, 2 stories. Interior Features: Ceiling Fan(s), His and Hers Closets, Jack and Jill Bath. Exterior Features: Balcony, Impact Windows.

This property is listed by Cyndi Ritchey and can be reached at 3863190777 or cyndiritchey@adamscameron.com.

CR

Cyndi Ritchey

Agent at Adams, Cameron & Co., Realtors

(386) 319-0777

Listed by Adams, Cameron & Co., Realtors · View on Broker Site

MLS# 1220368· Source: listhub· Updated 188 days ago

Copyright © 2026 Daytona Beach Area Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4786 S Atlantic Avenue, Ponce Inlet, FL 32127

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