About This Home

This 4-bedroom, 3-bathroom single family at 48 Ocean Street in Belfast, ME is listed for $1,950,000 ($929 per sqft). Built in 2017, the home offers 2,100 sqft of living space on a 0.18 acres lot.

Key Features

  • Built in 2017
  • 0.18 acre lot
  • Waterfront

Property Details

2 full, 1 half
2017

Amenities

WaterfrontA/C
Listing Description

Waterfront and walkable, this turnkey coastal gem sits at the end of a quiet dead-end street, with sandy beachfront, sweeping bay views, and a stroll to downtown Belfast. Cafés, pubs, shops, the movie theater, harbor, and City Park, with tennis courts, pickleball, and an open-air pool, are all close by.

Meticulously maintained and selling fully furnished, this 4-bedroom, 2.5-bath home has a warm, modern coastal feel and light-filled interiors. The open living and dining area features vaulted ceilings and opens to an expansive deck with panoramic ocean views, perfect for outdoor dining, morning coffee, or evenings by the water.

The ground-floor primary suite enjoys those same views, along with French doors opening to the deck. The spacious walk-out basement, with more French doors opening to the lawn and ocean views beyond, adds highly usable bonus space to the home. Ideal for everything from a games room or fitness area to the practical realities of waterfront living, it

offers plenty of room for kayaks, paddleboards, and the gear that helps make the most of the shoreline setting. Thoughtful touches and quality systems support effortless coastal living, with radiant floor heating, a whole-house generator, new heat pumps upstairs, and a recently engineered seawall.

Whether used as a year-round residence, seasonal retreat, or income-producing property, the home offers comfort and ease. Currently one of Belfast's top-performing Airbnb properties, it has a strong record of repeat guests. Buyers seeking full owner occupancy may close after October 12.

Those looking to enjoy the property sooner can still make personal use of the home throughout the summer while benefiting from rental income. A versatile waterfront property in one of Belfast's most treasured settings, positioned for morning swims, sunset cocktails, and small-town coastal life within walking distance of downtown.

Monthly Cost Estimate

$10,429/mo

20% down · 6.5% · 30 years

Principal$1,410
Interest$8,450
Insurance$569

Estimates only. Actual payments may vary.

Location

48 Ocean Street

Belfast, ME 04915

Features & Amenities

Interior Features

1st Floor Primary Bedroom w/Bath

Property Details

Flooring

WoodTile - CeramicTilePlankCarpet

Construction

Wood Frame Shingle Siding

Outdoor Features

Deck

Parking

Heated

Heating

Propane (Heating)RadiantOther (Heating)Hot Water(Heating)Heat Pump (Heating)

Cooling

Heat Pump

Questions & Answers

This 4-bedroom, 3-bathroom single family at 48 Ocean Street is listed at $1,950,000 ($929/sqft). The estimated monthly payment is $10,429 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2017, 0.18 acre lot, Waterfront. Interior Features: 1st Floor Primary Bedroom w/Bath.

This property is listed by Rebecca Johns and can be reached at 2073232737.

RJ

Rebecca Johns

Agent at Swan Agency Real Estate

(207) 323-2737

Listed by Swan Agency Real Estate · Broker phone: (207) 288-5818 · View on Broker Site

MLS# 1662556· Source: Maine Listings· 128 days on PropertySimple

Copyright © 2026 Maine Listings. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

48 Ocean Street, Belfast, ME 04915

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