Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 4-bathroom single family at 48 Ruth Street in Miramar Beach, FL is listed for $1,575,000 ($474 per sqft). Built in 2013, the home offers 3,325 sqft of living space on a 0.12 acres lot.

Agent Description

Welcome to 48 Ruth Street, a beautifully appointed coastal retreat tucked away in the highly sought-after Villas of Frangista community of Miramar Beach. Just moments from the sugar-white sands and emerald waters of the Gulf, this spacious 4-bedroom, 4-bath home offers the perfect blend of luxury, comfort, and investment potential.

Designed with both relaxation and entertaining in mind, the home features an open-concept layout, generous living spaces, and multiple private bedroom suites ideal for hosting family and guests. Coastal-inspired finishes, abundant natural light, and thoughtfully designed interiors create a warm and inviting atmosphere throughout.

Whether you are searching for a primary residence, second home, or income-producing vacation rental, this property checks every box. Located near beach access, dining, shopping, and all that the Emerald Coast lifestyle has to offer, 48 Ruth Street places you in the heart of one of the area's most desirable beach communities. Enjoy mornings by the beach, afternoons by the pool, and evenings entertaining after a day on 30A and the Gulf Coast. This is the coastal lifestyle buyers are looking for.

Key Features

  • Built in 2013
  • 0.12 acre lot
  • 2 stories
  • 1 parking spaces

Property Details

2 stories
4 full
1 space
2013

Amenities

HardwoodA/C

Monthly Cost Estimate

$8,873/mo

20% down · 6.5% · 30 years

Principal$1,139
Interest$6,825
Insurance$459
HOA$450

Estimates only. Actual payments may vary.

Location

48 Ruth Street

Miramar Beach, FL 32550

FRANGISTA BEACH 2ND ADDN

Features & Amenities

Interior Features

Built-In BookcasesKitchen IslandPantryWasher/Dryer HookupWoodwork Painted

Exterior Features

BalconyBBQ Pit/GrillFenced Back YardSprinkler System

Property Details

Flooring

CarpetTileHardwood

Construction

Siding CmntFbrHrdBrd Trim Wood

Pool Features

PorchPatio

Parking

Garage

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalDryerMicrowaveRange HoodRefrigerator W/IceMkWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 48 Ruth Street is listed at $1,575,000 ($474/sqft). The estimated monthly payment is $7,275 based on 20% down at 6.5% interest.

HOA fees are $450/month.

Key features include: Built in 2013, 0.12 acre lot, 2 stories, 1 parking spaces. Interior Features: Built-In Bookcases, Kitchen Island, Pantry. Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard.

This property is listed by Courtney W Stubley and can be reached at 8505027566 or courtney@premierfl.com.

CS

Courtney W Stubley

Agent at The Premier Property Group Seacrest Office

(850) 502-7566

Listed by The Premier Property Group Seacrest Office · View on Broker Site

MLS# 1003325· Source: listhub· Updated 14 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

48 Ruth Street, Miramar Beach, FL 32550

Open this listing in: