About This Home

This 3-bedroom, 2-bathroom single family at 48 W Clay Street in Spencer, IN is listed for $259,500 ($197 per sqft). Built in 2026, the home offers 1,317 sqft of living space on a 0.07 acres lot.

Key Features

  • Built in 2026
  • 0.07 acre lot

Property Details

1 story
2 full
1-car garage
2026

Amenities

A/C
Listing Description

New Construction - Currently Under Construction! Nearing completion!! Be among the first to own this beautiful new one-level home at 48 W. Clay St., Spencer, IN. Offering approximately 1,317 square feet of thoughtfully designed living space, this home features 9-foot ceilings and an open-concept floor plan that seamlessly connects the living room, dining area, and kitchen.

The kitchen will be equipped with a full suite of new black stainless-steel appliances, providing both style and functionality. The efficient layout includes three bedrooms and two full baths, including a primary suite with a private bath. An attached 14' x 23' garage offers convenient parking and additional storage.

Situated on a 44' x 68' lot, this home provides the benefits of low-maintenance living with the quality and efficiency of new construction. Conveniently located near shopping, dining, parks, and local amenities. Construction is underway, and final finishes and completion date are subject to construction progress.

Monthly Cost Estimate

$1,388/mo

20% down · 6.5% · 30 years

Principal$188
Interest$1,125
Insurance$76

Estimates only. Actual payments may vary.

Location

48 W Clay Street

Spencer, IN 47460

Property Details

Cooling

Central Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 48 W Clay Street is listed at $259,500 ($197/sqft). The estimated monthly payment is $1,388 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.07 acre lot.

This property is listed by Trent Keith.

TK

Trent Keith

Agent at Keith Realty & Auction Group

Listed by Keith Realty & Auction Group · Broker phone: 812 8217772

MLS# 202628087· Source: Indiana Uplands Realtor® Association· 105 days on PropertySimple

Copyright © 2026 Indiana Uplands Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

48 W Clay Street, Spencer, IN 47460

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