About This Home

This 4-bedroom, 2-bathroom single family at 4838 CREEK BLUFF Lane in Middleburg, FL is listed for $325,000 ($171 per sqft). Built in 2014, the home offers 1,901 sqft of living space on a 0.15 acres lot.

Key Features

  • Built in 2014
  • 0.15 acre lot

Property Details

1 story
2 full
2-car garage
2014

Amenities

A/C
Listing Description

Introducing this just listed 4 bedroom, 2 bathroom gem tucked away in the desirable Pine Ridge neighborhood! This move-in ready home qualifies for USDA financing, a $0 DOWN loan, making home ownership more affordable than ever! Designed w/both comfort & convenience in mind, this spacious layout flows effortlessly from room to room.

This home is packed with major updates so you can move right in with total confidence. Rest easy knowing you have a BRAND NEW roof, HVAC, updated flooring & newer appliances--saving you big on energy bills & future upkeep! Enjoy a bright, clean slate w/a freshly painted interior & sleek, durable newer LVP flooring running seamlessly throughout the main living areas.

Relax on your covered patio--the ideal spot for morning coffee or shade on summer afternoons in this completely fenced backyard. Zoned for top-rated Clay County Schools, this home offers access to an excellent education system where students truly thrive. Spectacular resort-style amenities include a swimming pool with thrilling waterslide, playground, fitness center, splash pad, and basketball & pickleball/tennis courts. Schedule a tour today!

Monthly Cost Estimate

$1,823/mo

20% down · 6.5% · 30 years

Principal$235
Interest$1,408
Insurance$95
HOA$85

Estimates only. Actual payments may vary.

Location

4838 CREEK BLUFF Lane

Middleburg, FL 32068

Pine Ridge

Features & Amenities

Interior Features

Ceiling Fan(s)Open FloorplanPantryWalk-In Closet(s)

Property Details

Flooring

Carpet

Outdoor Features

Patio

Parking

Open

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DishwasherDisposalDryerElectric RangeElectric Water HeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 4838 CREEK BLUFF Lane is listed at $325,000 ($171/sqft). The estimated monthly payment is $1,823 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $85/month.

Key features include: Built in 2014, 0.15 acre lot. Interior Features: Ceiling Fan(s), Open Floorplan, Pantry.

This property is listed by LINDSEY WOLFF.

LW

LINDSEY WOLFF

Agent at United Real Estate Gallery

Listed by United Real Estate Gallery · Broker phone: (904) 500-3948 · View on Broker Site · Broker website

MLS# 2164213· Source: realMLS· 49 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4838 CREEK BLUFF Lane, Middleburg, FL 32068

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