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About This Home

This 2-bedroom, 2-bathroom single family at 484 Spencer Dr. in Spencer, TN is listed for $299,900 ($226 per sqft). Built in 2026, the home offers 1,328 sqft of living space on a 0.51 acres lot.

Agent Description

Brand new constructed home in a peaceful wooded setting within the city limits of Spencer! This beautifully built 2 bedroom, 2 bathroom home offers the perfect blend of modern craftsmanship, privacy, and scenic surroundings. Enjoy seasonal bluff views from the spacious 16x20 back deck, where fall and winter bring stunning natural scenery right to your backyard.

The deck is constructed with MoistureShield decking and includes a stain warranty along with a 50-year structural warranty for long-lasting durability. Inside, the custom-built kitchen is designed to impress with quartz countertops, quality cabinetry, and all Whirlpool stainless steel appliances included.

Both bathrooms also feature matching quartz countertops, giving the home a clean and upscale finish throughout. The partially finished 28x30 basement/garage adds valuable extra space for a recreation area, workshop, storage, or future expansion, as well as everyday convenient.

Key Features

  • Built in 2026
  • 0.51 acre lot
  • 2 parking spaces

Property Details

1 story
2 full
2 spaces
2026

Amenities

A/C

Monthly Cost Estimate

$1,604/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$87

Estimates only. Actual payments may vary.

Location

484 Spencer Dr.

Spencer, TN 38585

Features & Amenities

Interior Features

Walk-In Closet(s)

Property Details

Flooring

VinylTile

Construction

Frame Vinyl Siding

Pool Features

PorchDeck

Parking

GarageUnderground/Basement

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

Electric Water HeaterDishwasherElectric OvenRefrigeratorElectric RangeMicrowaveWasherDryer

Questions & Answers

This 2-bedroom, 2-bathroom single family at 484 Spencer Dr. is listed at $299,900 ($226/sqft). The estimated monthly payment is $1,300 based on 20% down at 6.5% interest.

Key features include: Built in 2026, 0.51 acre lot, 2 parking spaces. Interior Features: Walk-In Closet(s).

This property is listed by David Simpson and can be reached at 9312735253 or dmsimpson@benlomand.net.

DS

David Simpson

Agent at D.M. Simpson Realtors & Auctioneers

(931) 273-5253

Listed by D.M. Simpson Realtors & Auctioneers · View on Broker Site

MLS# 244301· Source: listhub· Updated today

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

484 Spencer Dr., Spencer, TN 38585

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