# 4860 N Judy Circle, Prescott Valley, AZ 86314

> **TL;DR:** 3bd/2ba single family, $395,900 ($342/sqft), built 1999, 1,157 sqft.
> 2-car garage. Est. $2,117/mo. Listed 74 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $395,900 |
| Price/sqft | $342 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,157 |
| Year Built | 1999 |
| Lot Size | 9,148 sqft (0.21 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 74 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,002 |
| Estimated Insurance | $115 |
| **Total** | **$2,117** |

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 1999
- 0.21 acre lot
- 2 parking spaces

## Description

### Agent Description
An exceptional financing opportunity helps set this home apart: qualified buyers may have the opportunity to assume the existing VA loan at a 3.75% interest rate, with an approximate remaining balance of $280,000, subject to buyer qualification and loan-servicer/VA approval.Beyond the rate, this single-level Prescott Valley home offers comfortable, practical living without HOA restrictions. The 3-bedroom, 2-bath floor plan provides 1,157 sq. ft. of well-used space, complemented by fresh interior and exterior paint, skylights, ceiling fans and durable wood-look and tile flooring.The kitchen features warm wood cabinetry, generous counter space, a breakfast bar, pantry and gas range. A 2-car garage provides everyday storage, while the fenced .21-acre lot includes paver patios, a low-maintenance turf area, storage shed and room to accommodate an RV or boat. Located in an established neighborhood near Tonto Park North, the home offers convenient access to parks, shopping, dining and everyday services.

## Location

- **Address:** 4860 N Judy Circle, Prescott Valley, AZ 86314
- **County:** Yavapai
- **Neighborhood:** Prescott Valley 04
- **Coordinates:** 34.613098, -112.321659
- **Google Maps:** https://www.google.com/maps?q=34.613098,-112.321659

## Listing Agent

- **Name:** Simon N Fort
- **Brokerage:** Berkshire Hathaway HomeServices Arizona Properties
- **Broker Phone:** (480) 505-6300
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4860-N-Judy-Cir_Prescott-Valley_AZ_86314_M21713-88417?f=listhub&s=PAARAZ&m=1084528&c=propsimple)

## Photos

![4860 N Judy Circle - Photo 1](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f471727926r.jpg)

![4860 N Judy Circle - Photo 2](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f2041862072r.jpg)

![4860 N Judy Circle - Photo 3](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f836971223r.jpg)

![4860 N Judy Circle - Photo 4](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f1148730727r.jpg)

![4860 N Judy Circle - Photo 5](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f1862621878r.jpg)

![4860 N Judy Circle - Photo 6](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f203334705r.jpg)

![4860 N Judy Circle - Photo 7](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f457159954r.jpg)

![4860 N Judy Circle - Photo 8](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f2024769806r.jpg)

![4860 N Judy Circle - Photo 9](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f4022221136r.jpg)

![4860 N Judy Circle - Photo 10](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f845049445r.jpg)

![4860 N Judy Circle - Photo 11](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f349629823r.jpg)

![4860 N Judy Circle - Photo 12](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f719463517r.jpg)

![4860 N Judy Circle - Photo 13](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f3134437928r.jpg)

![4860 N Judy Circle - Photo 14](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f4191480639r.jpg)

![4860 N Judy Circle - Photo 15](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f1768885539r.jpg)

![4860 N Judy Circle - Photo 16](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f3444698368r.jpg)

![4860 N Judy Circle - Photo 17](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f2598356239r.jpg)

![4860 N Judy Circle - Photo 18](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f945731022r.jpg)

![4860 N Judy Circle - Photo 19](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f3627848508r.jpg)

![4860 N Judy Circle - Photo 20](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f3579316570r.jpg)

![4860 N Judy Circle - Photo 21](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f2782880661r.jpg)

![4860 N Judy Circle - Photo 22](http://lh.rdcpix.com/57343ae6ca324086887c9ea106878080l-f2875103353r.jpg)

---

**MLS#:** 1084528 | **Updated:** 2026-11-01
**Source:** listhub

*Copyright © 2026 Prescott Area Association of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4860-n-judy-circle-prescott-valley-az-86314-fd922ef4fe9e45f686705aa623b8c83f)

---

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