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About This Home

This 3-bedroom, 2-bathroom single family at 4892 Gulfgate Lane in Saint James City, FL is listed for $425,000 ($282 per sqft). Built in 2005, the home offers 1,508 sqft of living space on a 0.14 acres lot.

Agent Description

Experience the best of waterfront living in this beautifully furnished 3-bedroom, 2-bath coastal retreat in the highly desirable Pine Island Cove community. Offering direct GULF ACCESS and an impressive 92 feet on saltwater canal frontage, this home is designed for those who value comfort, style and effortless outdoor living.

Inside, you'll find a bright, coastal-inspired interior with 1,508 sq.ft. of thoughtfully designed space. The home comes tastefully furnished, creating a turnkey experience from the moment you arrive. Enjoy seamless indoor-outdoor living with a screened front lanai, sunroom, and open back lanai overlooking the water.

A boat lift and maintenance-fee landscaping make boating and relaxation truly effortless. As one of the largest homes in the community, it offers exceptional space and a premier canal location. of the rare advantages of Pine Island Cove is that you own your property-no land lease-while still enjoying resort-style amenities for an incredible low fee of just $160 per month.

The community features a heated saltwater pool, spa, private Gulf access boat ramp, fish cleaning and washout station, a covered picnic pavilion, dog park, pickleball, bocce and a vibrant calendar of clubs and activities. From your dock you're only minutes to the bay and the Gulf, home to some of the best fishing in Florida.

Key Features

  • Built in 2005
  • 0.14 acre lot
  • Waterfront

Property Details

1 story
2 full
2005

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$2,433/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$160

Estimates only. Actual payments may vary.

Location

4892 Gulfgate Lane

Saint James City, FL 33956

PINE ISLAND COVE

Features & Amenities

Interior Features

BedroomOnMainLevelHighCeilingsKitchenIslandLivingDiningRoomMainLevelPrimaryShowerOnlySeparateShowerBarSplitBedroomsWorkshop

Exterior Features

DeckPatioShuttersManual

Property Details

Flooring

LaminateVinylCarpet

Construction

Manufactured VinylSiding

Views

Water

Pool Features

DeckPatioPorch

Parking

DrivewayCarportCovered

Heating

CentralElectric (Heating)Heat Pump (Heating)

Cooling

Humidity ControlHeat PumpElectricCentral AirCeiling Fan(s)

Appliances

DryerDishwasherIceMakerMicrowaveRangeRefrigeratorRefrigeratorWithIceMakerWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 4892 Gulfgate Lane is listed at $425,000 ($282/sqft). The estimated monthly payment is $2,002 based on 20% down at 6.5% interest.

HOA fees are $160/month.

Key features include: Built in 2005, 0.14 acre lot, Waterfront. Interior Features: BedroomOnMainLevel, HighCeilings, KitchenIsland. Exterior Features: Deck, Patio, ShuttersManual.

This property is listed by Norma Salter and can be reached at 2393149317 or nsalt@msn.com.

NS

Norma Salter

Agent at Century 21 Sunbelt Realty

(239) 314-9317

Listed by Century 21 Sunbelt Realty · View on Broker Site

MLS# 2026012753· Source: listhub· Updated 75 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4892 Gulfgate Lane, Saint James City, FL 33956

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