About This Home

This 4-bedroom, 5-bathroom single family at 49 Monaco Street in Miramar Beach, FL is listed for $1,695,000 ($593 per sqft). Built in 2002, the home offers 2,856 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 2002
  • 0.22 acre lot
  • 3 stories
  • 4 parking spaces
  • Waterfront

Property Details

3 stories
4 full, 1 half
4 spaces
2002

Amenities

WaterfrontViewA/C
Listing Description

Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf.

Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.

Monthly Cost Estimate

$11,190/mo

20% down · 6.5% · 30 years

Principal$1,226
Interest$7,345
Insurance$494
HOA$2,125

Estimates only. Actual payments may vary.

Location

49 Monaco Street

Miramar Beach, FL 32550

CRESCENT AT MIRAMAR BEACH THE

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingCeiling RaisedCeiling Tray/CofferdNewly PaintedPantryWasher/Dryer Hookup

Exterior Features

BalconyBBQ Pit/GrillFenced Back Yard

Property Details

Flooring

CarpetTile

Construction

Frame Siding CmntFbrHrdBrd

Views

Lake

Outdoor Features

Patio

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalDryerIce MachineMicrowaveOven Self CleaningRange HoodRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasher

Questions & Answers

This 4-bedroom, 5-bathroom single family at 49 Monaco Street is listed at $1,695,000 ($593/sqft). The estimated monthly payment is $11,190 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2125/month.

Key features include: Built in 2002, 0.22 acre lot, 3 stories, 4 parking spaces, Waterfront. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised. Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard.

This property is listed by Spears Group and can be reached at 8507102114.

SG

Spears Group

Agent at Compass Florida, LLC

(850) 710-2114

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site

MLS# 1009302· Source: Emerald Coast Association of Realtors· 42 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

49 Monaco Street, Miramar Beach, FL 32550

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