# 49 Monaco Street, Miramar Beach, FL 32550

> **TL;DR:** 4bd/5ba single family, $1,695,000 ($593/sqft), built 2002, 2,856 sqft.
> Waterfront, View, A/C. Est. $11,190/mo. Listed 198 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,695,000 |
| Price/sqft | $593 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 2,856 |
| Year Built | 2002 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 198 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $8,571 |
| Estimated Insurance | $494 |
| HOA | $2,125 |
| **Total** | **$11,190** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2002
- 0.22 acre lot
- 3 stories
- 4 parking spaces
- Waterfront

## Description

### Agent Description
Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.

## Location

- **Address:** 49 Monaco Street, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** CRESCENT AT MIRAMAR BEACH THE
- **Coordinates:** 30.374699, -86.355992
- **Google Maps:** https://www.google.com/maps?q=30.374699,-86.355992

## Listing Agent

- **Name:** Spears Group
- **Brokerage:** Compass Florida, LLC
- **Phone:** 8507102114
- **Broker Phone:** (305) 851-2820
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/49-Monaco-St_Miramar-Beach_FL_32550_M51378-63325?f=listhub&s=ECARMLSFL&m=1009302&c=propsimple)

## Photos

![49 Monaco Street - Photo 1](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f2454521921r.jpg)

![49 Monaco Street - Photo 2](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f2996033551r.jpg)

![49 Monaco Street - Photo 3](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f268323435r.jpg)

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![49 Monaco Street - Photo 33](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f3334095325r.jpg)

![49 Monaco Street - Photo 34](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f2506864577r.jpg)

![49 Monaco Street - Photo 35](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f2202322576r.jpg)

![49 Monaco Street - Photo 36](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f2255810110r.jpg)

![49 Monaco Street - Photo 37](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f2172467199r.jpg)

![49 Monaco Street - Photo 38](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f1868757142r.jpg)

![49 Monaco Street - Photo 39](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f1030049765r.jpg)

![49 Monaco Street - Photo 40](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f2496741802r.jpg)

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![49 Monaco Street - Photo 47](http://lh.rdcpix.com/24e1b7614e076cf9af94b8a48f59d507l-f2678924955r.jpg)

---

**MLS#:** 1009302 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/49-monaco-street-miramar-beach-fl-32550-1009302)

---

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```