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About This Home

This 4-bedroom, 5-bathroom single family at 49 Monaco Street in Miramar Beach, FL is listed for $1,775,000 ($621 per sqft). Built in 2002, the home offers 2,856 sqft of living space on a 0.22 acres lot.

Agent Description

Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf.

Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining.

Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease. Step outside to your private pool oasis, where lush landscaping and peaceful lake views set the stage for ultimate relaxation.

Multiple porches and balconies offer breezy spots for morning coffee or sunset unwinding after a day at the beach. Each of the four bedrooms features its own private bath, providing comfort and privacy for owners and guests alike. The spacious layout makes this home especially well-suited for full-time living, a second home, or a high-performing vacation rental.

With strong rental potential, this property is designed to accommodate multiple families or large groups comfortably--an attractive feature for short-term rental guests seeking both privacy and gathering space. Its proximity to the beach, private pool, and desirable amenities enhances its appeal as an income-producing investment along the Emerald Coast.

Owners also enjoy access to The Crescent's premier amenities, including private deeded beach access, a Gulf-front pool, hot tub, and beautifully maintained grounds. This rare combination of single-family privacy with resort-style privileges significantly elevates both lifestyle and rental desirability. Located near dining, shopping, golf, and all the attractions of Scenic Highway 98, this home offers the best of coastal living with exceptional flexibility and investment opportunity.

Key Features

  • Built in 2002
  • 0.22 acre lot
  • 3 stories
  • Waterfront

Property Details

3 stories
4 full, 1 half
2002

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$11,618/mo

20% down · 6.5% · 30 years

Principal$1,284
Interest$7,692
Insurance$518
HOA$2,125

Estimates only. Actual payments may vary.

Location

49 Monaco Street

Miramar Beach, FL 32550

CRESCENT AT MIRAMAR BEACH THE

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingCeiling RaisedCeiling Tray/CofferdNewly PaintedPantryWasher/Dryer Hookup

Exterior Features

BalconyBBQ Pit/GrillFenced Back Yard

Property Details

Flooring

TileCarpet

Construction

Frame Siding CmntFbrHrdBrd

Views

Lake

Pool Features

Patio

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalDryerIce MachineMicrowaveOven Self CleaningRange HoodRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasher

Questions & Answers

This 4-bedroom, 5-bathroom single family at 49 Monaco Street is listed at $1,775,000 ($621/sqft). The estimated monthly payment is $9,817 based on 20% down at 6.5% interest.

HOA fees are $2125/month.

Key features include: Built in 2002, 0.22 acre lot, 3 stories, Waterfront. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised. Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard.

This property is listed by Spears Group and can be reached at 8507102114 or info@spearsgroupfl.com.

SG

Spears Group

Agent at Compass

(850) 710-2114

Listed by Compass · View on Broker Site

MLS# 996397· Source: listhub· Updated 94 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

49 Monaco Street, Miramar Beach, FL 32550

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