# 49 Monaco Street, Miramar Beach, FL 32550

> **TL;DR:** 4bd/5ba single family, $1,775,000 ($621/sqft), built 2002, 2,856 sqft.
> Waterfront, View, A/C. Est. $9,817/mo. Listed 94 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,775,000 |
| Price/sqft | $621 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 2,856 |
| Year Built | 2002 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 3 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 94 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $7,692 |
| HOA | $2,125 |
| **Total** | **$9,817** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 2002
- 0.22 acre lot
- 3 stories
- Waterfront

## Description

### Agent Description
Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease. Step outside to your private pool oasis, where lush landscaping and peaceful lake views set the stage for ultimate relaxation. Multiple porches and balconies offer breezy spots for morning coffee or sunset unwinding after a day at the beach. Each of the four bedrooms features its own private bath, providing comfort and privacy for owners and guests alike. The spacious layout makes this home especially well-suited for full-time living, a second home, or a high-performing vacation rental. With strong rental potential, this property is designed to accommodate multiple families or large groups comfortably--an attractive feature for short-term rental guests seeking both privacy and gathering space. Its proximity to the beach, private pool, and desirable amenities enhances its appeal as an income-producing investment along the Emerald Coast. Owners also enjoy access to The Crescent's premier amenities, including private deeded beach access, a Gulf-front pool, hot tub, and beautifully maintained grounds. This rare combination of single-family privacy with resort-style privileges significantly elevates both lifestyle and rental desirability. Located near dining, shopping, golf, and all the attractions of Scenic Highway 98, this home offers the best of coastal living with exceptional flexibility and investment opportunity.

## Location

- **Address:** 49 Monaco Street, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** CRESCENT AT MIRAMAR BEACH THE
- **Coordinates:** 30.374699, -86.355993
- **Google Maps:** https://www.google.com/maps?q=30.374699,-86.355993

## Listing Agent

- **Name:** Spears Group
- **Brokerage:** Compass
- **Phone:** 8507102114
- **Email:** info@spearsgroupfl.com

## Primary Photo

![49 Monaco Street - Primary Photo](http://lh.rdcpix.com/9e1422c52ae69011721921fed96988e1l-f2454521921r.jpg)

*47 total photos available on [listing page](https://www.propertysimple.com/listing/49-monaco-street-miramar-beach-fl-32550-l996397)*

---

**MLS#:** 996397 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/49-monaco-street-miramar-beach-fl-32550-l996397)

---

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