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About This Home

This 2-bedroom, 2-bathroom condo at 49 Montana Del Lago in Rancho Santa Margarita, CA is listed for $619,000 ($748 per sqft). Built in 1990, the home offers 827 sqft of living space on a 1.20 acres lot.

Agent Description

Welcome to the desirable Montana Del Lago community, just steps from the scenic Rancho Santa Margarita Lake and exclusive RSM Beach Club Lagoon.

This charming 2-bedroom, 2-bathroom home with a 1-car garage offers a bright and open floor plan designed for comfortable everyday living. The inviting living room features a cozy fireplace and flows seamlessly into the dining area and upgraded kitchen perfect for both relaxing and entertaining.

The spacious kitchen showcases newer cabinetry and sleek quartz countertops, creating a modern and functional space. A convenient main-floor bedroom and full bath provide flexibility for guests or multi-generational living, while the upstairs retreat includes an additional bedroom and full bathroom. Step outside to your private patio overlooking lush trees, an ideal setting for morning coffee or evening unwinding.

Recent upgrades include updated flooring, newer water heater, and fresh interior paint, making this home move-in ready. Residents enjoy resort-style amenities, including a community pool and spa, along with access to SAMLARC amenities featuring 13 parks, 4 pools, the Beach Club Lagoon, sports courts, and more. Conveniently located near shopping, dining, and recreation, this home offers the perfect blend of nature, comfort, and community living.

Key Features

  • Built in 1990
  • 1.20 acre lot
  • 2 stories
  • 1 parking spaces

Property Details

2 stories
2 full
1 space
1990

Monthly Cost Estimate

$3,311/mo

20% down · 6.5% · 30 years

Principal$448
Interest$2,682
Insurance$181

Estimates only. Actual payments may vary.

Location

49 Montana Del Lago

Rancho Santa Margarita, CA 92688

Montana Del Lago (MDL)

Features & Amenities

Exterior Features

Community Features Included: MountainousLakeStreet LightsPark Nearby

Property Details

Cooling

Central Air

Questions & Answers

This 2-bedroom, 2-bathroom condo at 49 Montana Del Lago is listed at $619,000 ($748/sqft). The estimated monthly payment is $2,682 based on 20% down at 6.5% interest.

Key features include: Built in 1990, 1.20 acre lot, 2 stories, 1 parking spaces. Exterior Features: Community Features Included: Mountainous, Lake, Street Lights.

This property is listed by Flora Fatanat and can be reached at 9493507744 or floraocrealtor@gmail.com.

FF

Flora Fatanat

Agent at Coldwell Banker Realty

(949) 350-7744

Listed by Coldwell Banker Realty · View on Broker Site

MLS# OC26116207· Source: listhub· Updated 4 days ago

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

49 Montana Del Lago, Rancho Santa Margarita, CA 92688

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