About This Home

This 4-bedroom, 3-bathroom single family at 4905 Bal Harbor Circle in Chattanooga, TN is listed for $387,500 ($176 per sqft). Built in 1972, the home offers 2,196 sqft of living space on a 0.36 acres lot.

Key Features

  • Built in 1972
  • 0.36 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
1972

Amenities

FireplaceHardwoodA/C
Listing Description

Move-In Ready in the Highly Sought-After Bal Harbor Neighborhood! Welcome to 4905 Bal Harbor Circle, where peaceful riverside living meets everyday convenience. Located in the highly desirable Bal Harbor community along the Tennessee River, this beautifully updated 4-bedroom, 3-bath home is just a short walk to the community dock and park, only 6 minutes from area marinas, 10 minutes to downtown Chattanooga, and just 3 miles from Booker T.

Washington State Park. Inside, you'll find thoughtfully updated finishes and a spacious layout designed for comfortable living. The main level features a bright, well-appointed kitchen, a formal dining room with custom cabinetry, a cozy living room centered around a warm fireplace, a large office or bonus room, and a private primary suite.

The main-level primary bedroom includes hardwood floors, a large vanity, generous closet space, and convenient washer/dryer hookups. Upstairs, you'll find a second oversized en-suite bedroom with a beautifully finished private bath, along with two additional spacious bedrooms that provide flexibility for family, guests, or a home office.

The finished walkout basement offers exceptional additional living space, perfect for a media room, recreation area, home gym, or playroom. An attached two-car garage provides ample storage and everyday convenience. Enjoy the tranquility of this quiet riverside neighborhood with scenic water views, community amenities, and easy access to boating, parks, and everything Chattanooga has to offer.

If you've been searching for a move-in-ready home in one of the area's most desirable neighborhoods, this is an opportunity you won't want to miss.

Monthly Cost Estimate

$2,072/mo

20% down · 6.5% · 30 years

Principal$280
Interest$1,679
Insurance$113

Estimates only. Actual payments may vary.

Location

4905 Bal Harbor Circle

Chattanooga, TN 37416

Bal Harbor

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fan(s)Double ClosetsDouble VanityEn SuiteHigh Speed InternetPlumbedSeparate Dining RoomSeparate ShowerSitting AreaStone CountersStorageTub/shower Combo

Exterior Features

Awning(s)Private YardRain Gutters

Property Details

Flooring

HardwoodCarpetVinyl

Construction

Brick HardiPlank Type

Pool Features

DeckPorch

Parking

GarageUnderground/BasementDriveway

Heating

Natural GasCentral

Cooling

ElectricCentral Air

Appliances

Water HeaterVented Exhaust FanRefrigeratorFree-Standing Electric RangeExhaust FanDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 4905 Bal Harbor Circle is listed at $387,500 ($176/sqft). The estimated monthly payment is $2,072 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1972, 0.36 acre lot, 2 stories, Fireplace. Interior Features: Built-in Features, Ceiling Fan(s), Double Closets. Exterior Features: Awning(s), Private Yard, Rain Gutters.

This property is listed by Garrett McGuire and can be reached at 4236614147.

GM

Garrett McGuire

Agent at United Real Estate Experts

(423) 661-4147

Listed by United Real Estate Experts · View on Broker Site

MLS# 1538079· Source: listhub· 2 days on market

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4905 Bal Harbor Circle, Chattanooga, TN 37416

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