# 4905 Bal Harbor Circle, Chattanooga, TN 37416

> **TL;DR:** 4bd/3ba single family, $387,500 ($176/sqft), built 1972, 2,196 sqft.
> Fireplace, Hardwood, A/C. Est. $2,072/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $387,500 |
| Price/sqft | $176 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,196 |
| Year Built | 1972 |
| Lot Size | 15,682 sqft (0.36 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 2 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,959 |
| Estimated Insurance | $113 |
| **Total** | **$2,072** |

## Nearby Schools

- **Elementary:** Harrison Elementary
- **Middle:** Brown Middle
- **High:** Central High School

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 1972
- 0.36 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Move-In Ready in the Highly Sought-After Bal Harbor Neighborhood! Welcome to 4905 Bal Harbor Circle, where peaceful riverside living meets everyday convenience. Located in the highly desirable Bal Harbor community along the Tennessee River, this beautifully updated 4-bedroom, 3-bath home is just a short walk to the community dock and park, only 6 minutes from area marinas, 10 minutes to downtown Chattanooga, and just 3 miles from Booker T. Washington State Park. Inside, you'll find thoughtfully updated finishes and a spacious layout designed for comfortable living. The main level features a bright, well-appointed kitchen, a formal dining room with custom cabinetry, a cozy living room centered around a warm fireplace, a large office or bonus room, and a private primary suite. The main-level primary bedroom includes hardwood floors, a large vanity, generous closet space, and convenient washer/dryer hookups. Upstairs, you'll find a second oversized en-suite bedroom with a beautifully finished private bath, along with two additional spacious bedrooms that provide flexibility for family, guests, or a home office. The finished walkout basement offers exceptional additional living space, perfect for a media room, recreation area, home gym, or playroom. An attached two-car garage provides ample storage and everyday convenience. Enjoy the tranquility of this quiet riverside neighborhood with scenic water views, community amenities, and easy access to boating, parks, and everything Chattanooga has to offer. If you've been searching for a move-in-ready home in one of the area's most desirable neighborhoods, this is an opportunity you won't want to miss.

## Location

- **Address:** 4905 Bal Harbor Circle, Chattanooga, TN 37416
- **County:** Hamilton
- **Neighborhood:** Bal Harbor
- **Coordinates:** 35.0981, -85.193287
- **Google Maps:** https://www.google.com/maps?q=35.0981,-85.193287

## Listing Agent

- **Name:** Garrett McGuire
- **Brokerage:** United Real Estate Experts
- **Phone:** 4236614147

## Primary Photo

![4905 Bal Harbor Circle - Primary Photo](http://lh.rdcpix.com/218e9d35eb4a4efd5831e071fe7ede15l-f2271050403r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.ai/listing/4905-bal-harbor-circle-chattanooga-tn-37416-1538079)*

---

**MLS#:** 1538079 | **Updated:** 2026-08-02
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/4905-bal-harbor-circle-chattanooga-tn-37416-1538079)

---

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