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About This Home

This 4-bedroom, 3-bathroom single family at 491 Thoroughbred Drive NW in Cleveland, TN is listed for $460,000 ($199 per sqft). Built in 2006, the home offers 2,306 sqft of living space on a 0.48 acres lot.

Agent Description

Beautifully updated 4-bedroom home in the desirable Horse Creek Farms neighborhood. The primary suite on the main floor offers convenience and privacy, while the fully remodeled kitchen shines with contemporary finishes, ample cabinetry, and granite countertops-ideal for everyday meals or entertaining.

Updated bathrooms provide a fresh, spa-like feel throughout. Bathed in lots of natural light thanks to generous windows, the home feels bright and welcoming from the moment you step inside. A versatile 4th bedroom that could be used as a bonus room adds flexible space for a home office, playroom, gym, or media retreat. Step outside to your expansive large backyard, perfect for outdoor gatherings, gardening, or simply relaxing in your private oasis.

Key Features

  • Built in 2006
  • 0.48 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full, 1 half
2 spaces
2006

Amenities

FireplaceSpaHardwoodA/C

Monthly Cost Estimate

$2,560/mo

20% down · 6.5% · 30 years

Principal$333
Interest$1,993
Insurance$134
HOA$100

Estimates only. Actual payments may vary.

Location

491 Thoroughbred Drive NW

Cleveland, TN 37312

Horse Creek Farms

Features & Amenities

Interior Features

Walk-In ShowerSplit BedroomsWalk-In Closet(s)Tray Ceiling(s)Primary DownstairsHigh Speed InternetHigh CeilingsGranite CountersDouble VanityBathroom Mirror(s)Breakfast BarCathedral Ceiling(s)Ceiling Fan(s)Crown Molding

Exterior Features

Rain Gutters

Property Details

Flooring

TileHardwoodEngineeredCarpet

Construction

Stone Vinyl Siding

Pool Features

Porch

Parking

GarageDriveway

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central Air

Appliances

DishwasherDisposalElectric RangeMicrowave

Questions & Answers

This 4-bedroom, 3-bathroom single family at 491 Thoroughbred Drive NW is listed at $460,000 ($199/sqft). The estimated monthly payment is $2,093 based on 20% down at 6.5% interest.

HOA fees are $100/month.

Key features include: Built in 2006, 0.48 acre lot, 2 parking spaces, Fireplace. Interior Features: Walk-In Shower, Split Bedrooms, Walk-In Closet(s). Exterior Features: Rain Gutters.

This property is listed by Jannis Sams and can be reached at 4235032945 or jannis@clevelandchattanooga.homes.

JS

Jannis Sams

Agent at Crye-Leike REALTORS - Cleveland

(423) 503-2945

Listed by Crye-Leike REALTORS - Cleveland · View on Broker Site

MLS# 20260242· Source: listhub· Updated 137 days ago

Copyright © 2026 River Counties Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

491 Thoroughbred Drive NW, Cleveland, TN 37312

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