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About This Home

This 3-bedroom, 3-bathroom single family at 4911 PALMETTO POINT DRIVE in Palmetto, FL is listed for $1,099,000 ($416 per sqft). Built in 1989, the home offers 2,645 sqft of living space on a 0.50 acres lot.

Agent Description

Welcome to luxury waterfront living in the highly desirable Bay Colony community at 4911 Palmetto Point Drive. Conveniently located just minutes to I-275, I-75, and US-41 and approximately 15 minutes to vibrant downtown St. Petersburg, this exceptional deep-water estate did not take on any water during the recent storms!! This one of a kind home offers breathtaking straight-channel views, incredible privacy, and direct access to the ultimate Florida boating lifestyle. Meticulously maintained and showcasing true pride of ownership inside and out, this expansive residence features over 2,600 sq ft of living space with 3 bedrooms, 2 full bathrooms, 1 half bath, and a dedicated office.

Designed to maximize its stunning waterfront setting, the home offers spacious living areas filled with natural light and stunning water views throughout. The open and inviting floor plan flows seamlessly to the outdoor living space where a beautiful pool and spa overlook the most AMAZING channel view!!. Enjoy daily visits from dolphins and manatees right from your private dock while taking advantage of some of the deepest water in the community.

Perfect for boating enthusiasts, the private dock currently accommodates an 8,000 lb boat lift and can easily be modified for a 10,000 lb lift, offering quick access to the Manatee River, Tampa Bay, and Gulf waters. This property also features a 2-car garage plus a separate 1-car/boat carport and includes a 2023 jet ski with less than 30 hours of use.

Additional highlights include no HOA, a private community boat launch available for a nominal fee, mature tropical landscaping, and exceptional outdoor entertaining space.

This rare waterfront opportunity combines luxury, boating, convenience, and an unbeatable coastal lifestyle in one extraordinary property.

Key Features

  • Built in 1989
  • 0.50 acre lot
  • Private pool
  • Fireplace
  • Waterfront

Property Details

2 full, 1 half
1989

Amenities

PoolFireplaceWaterfrontRV Parking

Monthly Cost Estimate

$5,878/mo

20% down · 6.5% · 30 years

Principal$795
Interest$4,762
Insurance$321

Estimates only. Actual payments may vary.

Location

4911 PALMETTO POINT DRIVE

Palmetto, FL 34221

2206000; PALMETTO SKYWAY SECTION 1

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostatWalk-in Closet(s)

Exterior Features

Corner LotSlopedPavedFencingRain GuttersSliding DoorsStoragePoolDock

Property Details

Flooring

CarpetTileTile - CeramicWood

Construction

BlockStucco

Parking

BoatCarportCoveredDrivewayGarageGarage - Attached

Heating

CentralFireplace(s)

Cooling

Central Air

Appliances

CooktopDishwasherDryerGarbage DisposerMicrowaveOven - ConvectionRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4911 PALMETTO POINT DRIVE is listed at $1,099,000 ($416/sqft). The estimated monthly payment is $4,762 based on 20% down at 6.5% interest.

Key features include: Built in 1989, 0.50 acre lot, Private pool, Fireplace, Waterfront. Interior Features: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo. Exterior Features: Corner Lot, Sloped, Paved.

This property is listed by Christopher Plummer and can be reached at 8135994930 or cplummer@smithandassociates.com.

CP

Christopher Plummer

Agent at SMITH & ASSOCIATES REAL ESTATE

(813) 599-4930

Listed by SMITH & ASSOCIATES REAL ESTATE · View on Broker Site

MLS# TB8511146· Source: listhub· Updated 18 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4911 PALMETTO POINT DRIVE, Palmetto, FL 34221

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