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About This Home

This 3-bedroom, 3-bathroom single family at 4919 Bal Harbor Circle in Chattanooga, TN is listed for $2,650,000 ($658 per sqft). Built in 1980, the home offers 4,025 sqft of living space on a 0.62 acres lot.

Agent Description

Welcome to 4919 Bal Harbor Circle! Perfectly positioned on the main channel, this exceptional lakefront estate offers a rare combination of luxury, privacy, and effortless access to the water, highlighted by a beautifully level backyard that gently leads to the shoreline, a feature that is hard to find in this area.

Designed for both refined living and elevated entertaining, the main level features 3 spacious bedrooms, 3 well-appointed baths in which the owners suite has heated floors, and a thoughtfully designed layout that includes a formal dining room, inviting living room, and a warm, open kitchen and den area.

A light-filled sunroom captures serene water views, while the expansive full-length deck creates a seamless indoor-outdoor experience. The built-in grilling station, complete with a gorgeous waterfall feature, sets the stage for unforgettable gatherings.

Craftsmanship is evident from the moment you arrive, with a grand solid pecan wood front door and matching garage door that make a timeless first impression. The lower level is equally impressive, featuring a generous second living space, a bar area that includes a dishwasher and built-in ice maker.

From there, you enter the covered patio area that extends your entertaining space outdoors. With a total of five garage bays, 2 on the main level and 3 below, there is ample room for vehicles, storage, and lake toys. At the water's edge, a covered double dock with two boat lifts offers immediate access to the lake, making every day feel like a retreat.

This is more than a home, it's a lifestyle defined by comfort, elegance, and the kind of lakefront living that is truly hard to find. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Piano, pool table, pool table chairs, stools, pub table and pool table equipment do not convey.

Home Features: Anderson Windows Separate electrical panel for holiday decorations Alarm System DVR system: 4 TB / 32 cameras Heated master bathroom floor tankless hot water system commercial panasonic intercom / phone system whole lawn irrigation system Power remote window blinds The outdoor kitchen has power screens and room heaters, plus a built-in waterfall.

Boathouse: has electric and water, 2 power lifts for boats, and an upstairs storage room 5 car garages plus equipment room and workshop area Extensive driveway area

Key Features

  • Built in 1980
  • 0.62 acre lot
  • Fireplace
  • Waterfront

Property Details

3 full
1980

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$14,173/mo

20% down · 6.5% · 30 years

Principal$1,917
Interest$11,483
Insurance$773

Estimates only. Actual payments may vary.

Location

4919 Bal Harbor Circle

Chattanooga, TN 37416

Bal Harbor

Features & Amenities

Interior Features

Breakfast RoomSeparate Dining RoomSplit BedroomsTub/shower ComboWalk-In Closet(s)

Exterior Features

Boat SlipDock - StationaryOutdoor Grill

Property Details

Flooring

TileHardwoodCarpet

Construction

Stone

Views

Lake

Pool Features

DeckPorch

Parking

OpenOff StreetDrivewayUnderground/BasementGarage

Heating

Natural Gas

Cooling

Ceiling Fan(s)Central AirMulti Units

Appliances

Trash CompactorTankless Water HeaterGas Water HeaterFree-Standing Electric RangeDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 4919 Bal Harbor Circle is listed at $2,650,000 ($658/sqft). The estimated monthly payment is $11,483 based on 20% down at 6.5% interest.

Key features include: Built in 1980, 0.62 acre lot, Fireplace, Waterfront. Interior Features: Breakfast Room, Separate Dining Room, Split Bedrooms. Exterior Features: Boat Slip, Dock - Stationary, Outdoor Grill.

This property is listed by Leatha Eaves and can be reached at 4237182545 or leathaeaveshomes@gmail.com.

LE

Leatha Eaves

Agent at Coldwell Banker Pryor Realty

(423) 718-2545

Listed by Coldwell Banker Pryor Realty · View on Broker Site

MLS# 1534839· Source: listhub· Updated 18 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

4919 Bal Harbor Circle, Chattanooga, TN 37416

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