# 4919 Bal Harbor Circle, Chattanooga, TN 37416 > **TL;DR:** 3bd/3ba single family, $2,200,000 ($547/sqft), built 1980, 4,025 sqft. > Fireplace, Waterfront, View, Hardwood. Est. $11,766/mo. Listed 128 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,200,000 | | Price/sqft | $547 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 4,025 | | Year Built | 1980 | | Lot Size | 27,007 sqft (0.62 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 128 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Water - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $11,124 | | Estimated Insurance | $642 | | **Total** | **$11,766** | ## Nearby Schools - **Elementary:** Harrison Elementary - **Middle:** Brown Middle - **High:** Central High School ## Key Amenities - Fireplace - Waterfront - View - Hardwood - A/C ## Property Highlights - Built in 1980 - 0.62 acre lot - Fireplace - Waterfront ## Description ### Agent Description Welcome to 4919 Bal Harbor Circle! Perfectly positioned on the main channel, this exceptional lakefront estate offers a rare combination of luxury, privacy, and effortless access to the water, highlighted by a beautifully level backyard that gently leads to the shoreline, a feature that is hard to find in this area. Designed for both refined living and elevated entertaining, the main level features 3 spacious bedrooms, 3 well-appointed baths in which the owners suite has heated floors, and a thoughtfully designed layout that includes a formal dining room, inviting living room, and a warm, open kitchen and den area. A light-filled sunroom captures serene water views, while the expansive full-length deck creates a seamless indoor-outdoor experience. The built-in grilling station, complete with a gorgeous waterfall feature, sets the stage for unforgettable gatherings. Craftsmanship is evident from the moment you arrive, with a grand solid pecan wood front door and matching garage door that make a timeless first impression. The lower level is equally impressive, featuring a generous second living space, a bar area that includes a dishwasher and built-in ice maker. From there, you enter the covered patio area that extends your entertaining space outdoors. With a total of five garage bays, 2 on the main level and 3 below, there is ample room for vehicles, storage, and lake toys. At the water's edge, a covered double dock with two boat lifts offers immediate access to the lake, making every day feel like a retreat. This is more than a home, it's a lifestyle defined by comfort, elegance, and the kind of lakefront living that is truly hard to find. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Piano, pool table, pool table chairs, stools, pub table and pool table equipment do not convey. Home Features: Anderson Windows Separate electrical panel for holiday decorations Alarm System DVR system: 4 TB / 32 cameras Heated master bathroom floor tankless hot water system commercial panasonic intercom / phone system whole lawn irrigation system Power remote window blinds The outdoor kitchen has power screens and room heaters, plus a built-in waterfall. Boathouse: has electric and water, 2 power lifts for boats, and an upstairs storage room 5 car garages plus equipment room and workshop area Extensive driveway area ## Location - **Address:** 4919 Bal Harbor Circle, Chattanooga, TN 37416 - **County:** Hamilton - **Neighborhood:** Bal Harbor - **Coordinates:** 35.099503, -85.194562 - **Google Maps:** https://www.google.com/maps?q=35.099503,-85.194562 ## Listing Agent - **Name:** Leatha Eaves · **License:** TN334246 - **Brokerage:** Coldwell Banker Pryor Realty, Inc. - **Phone:** 4237182545 - **Broker Phone:** (423) 894-6762 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/4919-Bal-Harbor-Cir_Chattanooga_TN_37416_M80758-56729?f=listhub&s=CARTN&m=1534839&c=propsimple) ## Photos ![4919 Bal Harbor Circle - Photo 1](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f2768879852r.jpg) ![4919 Bal Harbor Circle - Photo 2](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3079759300r.jpg) ![4919 Bal Harbor Circle - Photo 3](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f976633339r.jpg) ![4919 Bal Harbor Circle - Photo 4](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f955320651r.jpg) ![4919 Bal Harbor Circle - Photo 5](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f257328880r.jpg) ![4919 Bal Harbor Circle - Photo 6](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f153223544r.jpg) ![4919 Bal Harbor Circle - Photo 7](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3792999256r.jpg) ![4919 Bal Harbor Circle - Photo 8](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1731540897r.jpg) ![4919 Bal Harbor Circle - Photo 9](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f863074396r.jpg) ![4919 Bal Harbor Circle - Photo 10](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f440891206r.jpg) ![4919 Bal Harbor Circle - Photo 11](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f990891231r.jpg) ![4919 Bal Harbor Circle - Photo 12](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1857155643r.jpg) ![4919 Bal Harbor Circle - Photo 13](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f2307790120r.jpg) ![4919 Bal Harbor Circle - Photo 14](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3554967172r.jpg) ![4919 Bal Harbor Circle - Photo 15](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f4057989061r.jpg) ![4919 Bal Harbor Circle - Photo 16](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1576988845r.jpg) ![4919 Bal Harbor Circle - Photo 17](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f732688313r.jpg) ![4919 Bal Harbor Circle - Photo 18](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1595274052r.jpg) ![4919 Bal Harbor Circle - Photo 19](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1758306132r.jpg) ![4919 Bal Harbor Circle - Photo 20](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f920961173r.jpg) ![4919 Bal Harbor Circle - Photo 21](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f2756954607r.jpg) ![4919 Bal Harbor Circle - Photo 22](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f71618123r.jpg) ![4919 Bal Harbor Circle - Photo 23](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1549922943r.jpg) ![4919 Bal Harbor Circle - Photo 24](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3008196313r.jpg) ![4919 Bal Harbor Circle - Photo 25](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f2828008106r.jpg) ![4919 Bal Harbor Circle - Photo 26](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f10394096r.jpg) ![4919 Bal Harbor Circle - Photo 27](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f2075636606r.jpg) ![4919 Bal Harbor Circle - Photo 28](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f6084019r.jpg) ![4919 Bal Harbor Circle - Photo 29](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3674320944r.jpg) ![4919 Bal Harbor Circle - Photo 30](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f522122440r.jpg) ![4919 Bal Harbor Circle - Photo 31](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3755380256r.jpg) ![4919 Bal Harbor Circle - Photo 32](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f4160647119r.jpg) ![4919 Bal Harbor Circle - Photo 33](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f878600307r.jpg) ![4919 Bal Harbor Circle - Photo 34](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f159493898r.jpg) ![4919 Bal Harbor Circle - Photo 35](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1977234920r.jpg) ![4919 Bal Harbor Circle - Photo 36](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3732642654r.jpg) ![4919 Bal Harbor Circle - Photo 37](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3603756771r.jpg) ![4919 Bal Harbor Circle - Photo 38](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3300736601r.jpg) ![4919 Bal Harbor Circle - Photo 39](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1923305883r.jpg) ![4919 Bal Harbor Circle - Photo 40](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1751459723r.jpg) ![4919 Bal Harbor Circle - Photo 41](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f4197475430r.jpg) ![4919 Bal Harbor Circle - Photo 42](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f2788891828r.jpg) ![4919 Bal Harbor Circle - Photo 43](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f3289702293r.jpg) ![4919 Bal Harbor Circle - Photo 44](http://lh.rdcpix.com/cb7763f0e9fd512cd62f068ae674a43cl-f1477413054r.jpg) --- **MLS#:** 1534839 | **Updated:** 2026-09-18 **Source:** listhub *Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/4919-bal-harbor-circle-chattanooga-tn-37416-1534839) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/4919-bal-harbor-circle-chattanooga-tn-37416-1534839#listing", "url": "https://www.propertysimple.ai/listing/4919-bal-harbor-circle-chattanooga-tn-37416-1534839", "name": "4919 Bal Harbor Circle, Chattanooga, TN 37416", "description": "Welcome to 4919 Bal Harbor Circle! Perfectly positioned on the main channel, this exceptional lakefront estate offers a rare combination of luxury, privacy, and effortless access to the water, highlighted by a beautifully level backyard that gently leads to the shoreline, a feature that is hard to find in this area. Designed for both refined living and elevated entertaining, the main level features 3 spacious bedrooms, 3 well-appointed baths in which the owners suite has heated floors, and a thoughtfully designed layout that includes a formal dining room, inviting living room, and a warm, open kitchen and den area. A light-filled sunroom captures serene water views, while the expansive full-length deck creates a seamless indoor-outdoor experience. The built-in grilling station, complete with a gorgeous waterfall feature, sets the stage for unforgettable gatherings. Craftsmanship is evident from the moment you arrive, with a grand solid pecan wood front door and matching garage door that make a timeless first impression. The lower level is equally impressive, featuring a generous second living space, a bar area that includes a dishwasher and built-in ice maker. From there, you enter the covered patio area that extends your entertaining space outdoors. With a total of five garage bays, 2 on the main level and 3 below, there is ample room for vehicles, storage, and lake toys. At the water's edge, a covered double dock with two boat lifts offers immediate access to the lake, making every day feel like a retreat. This is more than a home, it's a lifestyle defined by comfort, elegance, and the kind of lakefront living that is truly hard to find. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important. Piano, pool table, pool table chairs, stools, pub table and pool table equipment do not convey. Home Features: Anderson Windows Separate electrical panel for holiday decorations Alarm System DVR system: 4 TB / 32 cameras Heated master bathroom floor tankless hot water system commercial panasonic intercom / phone system whole lawn irrigation system Power remote window blinds The outdoor kitchen has power screens and room heaters, plus a built-in waterfall. 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