Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 492 Pine Reach Drive in Kilmarnock, VA is listed for $899,000 ($295 per sqft). Built in 1982, the home offers 3,043 sqft of living space on a 1.71 acres lot.

Agent Description

BACK ON MARKET - No Fault of home!! INDIAN CREEK - PROTECTED DEEP WATER! Welcome to this classic brick, one-floor waterfront home. With outstanding boating access, a fabulous pier with multiple lifts, no flood zone, and an unbeatable location near Kilmarnock and Indian Creek Yacht & Country Club, this property sets the stage for an incredible coastal lifestyle.

The home offers generous square footage and a layout with multiple flexible rooms, giving buyers the chance to customize spaces to fit their needs. Whether someone wants extra guest areas, hobby rooms, or dedicated work spaces, the floor plan provides options that most waterfront properties simply don't offer.

One of the standout features is the expansive waterside sunroom, wrapped in windows to take in the views, vaulted wood ceiling, and a brick fireplace create a warm, inviting focal point, making this space perfect for gathering or simply relaxing as the light shifts across the water.

The rooms are nicely sized, providing a great foundation for updating, redesigning, or reimagining the home to your personal style. Outdoor living is a highlight, with a waterside deck, screened porch, and an easy walk to the private pier. Indian Creek is known for its deep, protected anchorage and quick, scenic runs to the Chesapeake Bay.

With solid construction, ample space, and a prime boating location, this property is an excellent opportunity for someone ready to create their own waterfront retreat. Don't overlook the multiple detached garages and sheds, perfect for hobbies and storage. Make this your next move!

Key Features

  • Built in 1982
  • 1.71 acre lot
  • Fireplace

Property Details

1 story
3 full, 1 half
1982

Amenities

FireplaceHardwood

Monthly Cost Estimate

$4,983/mo

20% down · 6.5% · 30 years

Principal$650
Interest$3,896
Insurance$262
HOA$175

Estimates only. Actual payments may vary.

Location

492 Pine Reach Drive

Kilmarnock, VA 22482

Pine Point Estates

Features & Amenities

Interior Features

1st Floor BedroomDining RoomWalk-In ClosetsWasher/Dryer Hookup

Exterior Features

DeckPier/DockRiver/Creek FrontRiver/Creek ViewWater Access-Private

Property Details

Flooring

Carpet - FullHardwoodVinyl

Construction

Wood Siding Brick

Pool Features

Deck

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

Convection OvenDishwasherRangeRefrigerator

Questions & Answers

This 3-bedroom, 3-bathroom single family at 492 Pine Reach Drive is listed at $899,000 ($295/sqft). The estimated monthly payment is $4,071 based on 20% down at 6.5% interest.

HOA fees are $175/month.

Key features include: Built in 1982, 1.71 acre lot, Fireplace. Interior Features: 1st Floor Bedroom, Dining Room, Walk-In Closets. Exterior Features: Deck, Pier/Dock, River/Creek Front.

This property is listed by David & Kathleen Dew and can be reached at 8044363106 or Davidedew@yahoo.com.

DD

David & Kathleen Dew

Agent at Isabell K. Horsley R. E., Ltd.

(804) 436-3106

Listed by Isabell K. Horsley R. E., Ltd. · View on Broker Site

MLS# 120477· Source: listhub· Updated 10 days ago

Copyright © 2026 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

492 Pine Reach Drive, Kilmarnock, VA 22482

Open this listing in: