About This Home

This 4-bedroom, 2-bathroom single family at 496 Rulison Drive in Loda, IL is listed for $448,900 ($219 per sqft). Built in 1975, the home offers 2,050 sqft of living space on a 0.57 acres lot.

Key Features

  • Built in 1975
  • 0.57 acre lot
  • 10 parking spaces
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
2-car garage
1975

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Move to LODA... & LOVE where you LIVE! This updated, sprawling ranch on the Beautiful Bayles Lake is an incredible 1/2 acre, waterfront property that offers a huge, gorgeous yard & close to 75 ft of shoreline! Loda IL is probably one of the best kept secrets in the Mid-West...a quiet, scenic, lakeside community in a rural area with a population of ~450 & a total area of 1.48 sq.miles.

Bayles Lake is a 237-acre spring-fed lake where residents enjoy lake activities, walking trails & picturesque parks. This is a ~2700sqft 4-bedroom, 2-bath, 1-level traditional home w/a fin.bsmt & great curb appeal. Situated under a canopy of magnificent, mature trees on a lg scenic, lot makes for a spectacular setting!

This is one of the very few lakefront homes that has a big, beautiful backyard...but this one also has a big, beautiful park right across the street! Making it the perfect place for entertaining & family gatherings! This gorgeous lot offers lovely lake views, while garnering the privacy & protection of the cove.

Recently rebuilt (20x16) dock w/an attractive stone staircase access. The Craftsman style front door leads to a spacious foyer that has bench seating, crownmolding & wainscoting. There is an enormous (26x15) living/dining space w/a triple ~12ft long picture window for endless front yard & park views.

2-sided fireplace opens brick fireplaces in the living & family rooms. Popular open floor plan w/a big, bright kitchen (20 x11) open to the lg (25x16) family rm (used as a formal dining rm) A sliding glass door opens from the family rm to the fabulous screened-in summer porch (34x16) that has high, cedar-planked ceilings & steps down to a (16x14) concrete patio...providing a peaceful & perfect place to start the day or relax & unwind after work.

More views of the lake/backyard from the kitchen sink & breakfast nook windows. There are loads of quality, solid maple "shaker-style" cabinets (incl.a tall pull-out pantry), tons of counter space & newer upscale stainless appliances. Conveniently located right off the kitchen is the (13x6) laundry rm that has direct access to the backyard & bsmt, a newer front load washer/dryer & a massive modern, built-in "shaker style" counter/cabinet.

Ceramic tile flooring in all the wet rooms & acres of 3/4" hardwood flooring. (the only carpet is in the fin.bsmt) Fantastic, flowing floor plan continues with 4 good-sized bedrooms just down the hallway from the front foyer, away from the kitchen & main living spaces.

The primary bedroom (18x12) offers 2 lg windows, long closet & updated bath. The rec-room (24x20) in the fin.bsmt is a great space for a theater rm & the unfin. side (20x17) provides a lg area for storage & utilities. The interior was professionally painted & many updated electric & plumbing fixtures.

(2025) The high-efficient Trane furnace (2017) is annually serviced. Washer/dryer (2025) refrigerator (2026) dishwasher (2026) The South side of Bayles Lake is home to the well-known, lovely Lake View 18-hole Golf Course. Other area activities include fishing, boating, swimming, kayaking, canoeing, ice skating, hiking, bocca & pickleball courts, parks & playgrounds.

An outdoor pavilion used for community events can also be reserved by residents for private parties. The Community hosts an awesome annual 4th of July fireworks display & many other fun, family events throughout the year. An architectural gem in Loda is the quaint public library, built in 1896 & still open.

The Loda Post Office has been operating since 1880. Pride of ownership shines w/cared for neighboring homes & beautiful yards. Living at 496 Rulison allows you to enjoy "vacation-living" every day of the year, & Life is always better on the lake. This property is extremely well built, meticulously maintained & thoughtfully updated. Terrific Home. Tremendous Value. Trainquil Location. You will not be disappointed with this one! Small-town living at its best, so don't delay... Call to schedule your private showing today!

Monthly Cost Estimate

$2,402/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,945
Insurance$131
HOA$1

Estimates only. Actual payments may vary.

Location

496 Rulison Drive

Loda, IL 60948

Features & Amenities

Interior Features

1st Floor Bedroom1st Floor Full BathBuilt-in FeaturesDining Combo

Property Details

Flooring

Hardwood

Construction

Brick

Views

Water

Outdoor Features

PorchDeckPatio

Parking

GarageOwnedDrivewayOpen

Heating

Forced AirElectric (Heating)Natural Gas

Cooling

Central Air

Appliances

RangeDishwasherHigh End RefrigeratorWasherDryerDisposalStainless Steel Appliance(s)Range HoodGas Oven

Questions & Answers

This 4-bedroom, 2-bathroom single family at 496 Rulison Drive is listed at $448,900 ($219/sqft). The estimated monthly payment is $2,402 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1/month.

Key features include: Built in 1975, 0.57 acre lot, 10 parking spaces, Fireplace, Waterfront. Interior Features: 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features.

This property is listed by Diane Dawson and can be reached at (217) 373-4964.

DD

Diane Dawson

Agent at RE/MAX Realty Associate

(217) 373-4964
Agent website

Listed by RE/MAX Realty Associate · Broker phone: (217) 373-4964 · View on Broker Site · Broker website

MLS# 12712875· Source: Midwest Real Estate Data, LLC· 45 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

496 Rulison Drive, Loda, IL 60948

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