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About This Home

This 3-bedroom, 2-bathroom single family at 498 SW Manatee Ter in Fort White, FL is listed for $925,000 ($150 per sqft). Built in 1973, the home offers 6,168 sqft of living space on a 0.89 acres lot.

Agent Description

Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle.

Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas.

A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special.

With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless - from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service.

An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home - it's a riverfront retreat where you can relax, entertain, and make lasting memories.

Key Features

  • Built in 1973
  • 0.89 acre lot
  • Waterfront

Property Details

2 full
1973

Amenities

Waterfront

Monthly Cost Estimate

$4,947/mo

20% down · 6.5% · 30 years

Principal$669
Interest$4,008
Insurance$270

Estimates only. Actual payments may vary.

Location

498 SW Manatee Ter

Fort White, FL 32038

Three Rivers Estates

Features & Amenities

Interior Features

BlindsCeiling FansEat-in KitchenElevatorFamily RoomGranite CounterLiving RoomOpen Floor PlanPantryPass thru CounterW/D HookupsWood Cabinets

Exterior Features

BalconyCovered DeckGated EntryOutdoor Lights

Property Details

Flooring

WoodVinylTileCarpet

Construction

Block

Pool Features

Deck

Parking

DrivewayGarage - Attached

Heating

CentralElectric (Heating)

Questions & Answers

This 3-bedroom, 2-bathroom single family at 498 SW Manatee Ter is listed at $925,000 ($150/sqft). The estimated monthly payment is $4,008 based on 20% down at 6.5% interest.

Key features include: Built in 1973, 0.89 acre lot, Waterfront. Interior Features: Blinds, Ceiling Fans, Eat-in Kitchen. Exterior Features: Balcony, Covered Deck, Gated Entry.

This property is listed by Brad Smith and can be reached at 3522215256 or bradsmith@ucsmith.com.

BS

Brad Smith

Agent at United Country Smith & Associates Trenton

(352) 221-5256

Listed by United Country Smith & Associates Trenton · View on Broker Site

MLS# 798768· Source: listhub· Updated 84 days ago

Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

498 SW Manatee Ter, Fort White, FL 32038

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