# 498 SW Manatee Ter, Fort White, FL 32038

> **TL;DR:** 3bd/2ba single family, $925,000 ($150/sqft), built 1973, 6,168 sqft.
> Waterfront. Est. $4,008/mo. Listed 84 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $925,000 |
| Price/sqft | $150 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 6,168 |
| Year Built | 1973 |
| Lot Size | 38,768 sqft (0.89 acres) |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 84 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,008 |
| **Total** | **$4,008** |

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1973
- 0.89 acre lot
- Waterfront

## Description

### Agent Description
Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless - from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home - it's a riverfront retreat where you can relax, entertain, and make lasting memories.

## Location

- **Address:** 498 SW Manatee Ter, Fort White, FL 32038
- **County:** Columbia
- **Neighborhood:** Three Rivers Estates
- **Coordinates:** 29.918739, -82.7706918
- **Google Maps:** https://www.google.com/maps?q=29.918739,-82.7706918

## Listing Agent

- **Name:** Brad Smith
- **Brokerage:** United Country Smith & Associates Trenton
- **Phone:** 3522215256
- **Email:** bradsmith@ucsmith.com

## Primary Photo

![498 SW Manatee Ter - Primary Photo](http://lh.rdcpix.com/c1ced50640e8909c1d323e84529a49f3l-f4059237234r.jpg)

*50 total photos available on [listing page](https://www.propertysimple.com/listing/498-sw-manatee-ter-fort-white-fl-32038-l798768)*

---

**MLS#:** 798768 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/498-sw-manatee-ter-fort-white-fl-32038-l798768)

---

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