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About This Home
This 4-bedroom, 6-bathroom single family at 499 W Middle Creek in Otto, NC is listed for $999,000 ($385 per sqft). Built in 2020, the home offers 2,592 sqft of living space on a 10.92 acres lot.
Discover exceptional mountain living in this custom 4-bedroom, 5.5-bath home set on 10.92 unrestricted acres with bold creek frontage and outstanding privacy. Ideal as a horse property or gentleman's farm, the land features a flat, fenced pasture along a big TROUT CREEK-perfect for riding, grazing, or simply enjoying the serene rural setting.A welcoming timber-frame porch with a gas-log fireplace sets the tone.
Inside, the main level offers a spacious great room with a vaulted ceiling, rich tongue-and-groove paneling, and hardwood floors throughout. All four bedrooms are ensuite, and a convenient half bath serves the main living area.The lower level extends the living space with a large rec room, two additional sleeping rooms, and a full bath.
This level also includes three horse stalls, currently used as storage and a workshop, providing flexible utility for animals or hobbies.Enjoy sweeping views across the pasture toward the valley and mountains, all just a short drive to Highlands and Franklin, NC. A rare combination of craftsmanship, acreage, and waterfront beauty-ready to become your mountain retreat.
Key Features
- Built in 2020
- 10.92 acre lot
- 2 stories
- Fireplace
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$5,343/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
499 W Middle Creek
Otto, NC 28763
Features & Amenities
Interior Features
Property Details
Flooring
Construction
Views
Pool Features
Parking
Heating
Cooling
Appliances
Questions & Answers
This 4-bedroom, 6-bathroom single family at 499 W Middle Creek is listed at $999,000 ($385/sqft). The estimated monthly payment is $4,329 based on 20% down at 6.5% interest.
Key features include: Built in 2020, 10.92 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Ceramic Tile Bath.
This property is listed by Marty Kimsey and can be reached at 8284213369 or marty@KimseyCompany.com.


